At a Glance
- Tasks: Provide expert pensions guidance and ensure compliance across processes and products.
- Company: Join a dynamic financial services team focused on risk and compliance.
- Benefits: Competitive salary, professional development, and opportunities for career growth.
- Other info: Collaborate with senior stakeholders and third-party providers in a supportive environment.
- Why this job: Shape the future of pensions compliance while making a real impact on customer outcomes.
- Qualifications: Strong knowledge of UK pensions and experience in compliance and operational processes.
About the Role
Experienced SIPP Pensions Technical Oversight & Compliance Specialist to join a Risk & Compliance team of 6. This is a specialist technical role for someone with strong SIPP pensions knowledge and a detailed understanding of HMRC reporting, pensions taxation, regulatory requirements and operational processes. You will act as a trusted technical adviser and Subject Matter Expert (SME) across the wider business, providing guidance to operational teams and other stakeholders, while maintaining effective oversight of our third-party pensions service providers and business partners. The role will combine technical pensions expertise, regulatory oversight, third-party governance, process improvement and project delivery, with a strong focus on ensuring the best possible outcomes for customers. You will work closely with operational, compliance and client-facing teams to ensure that pensions processes, products, communications and supporting documentation meet regulatory requirements and reflect best practice.
Key Responsibilities
- Pensions Technical Oversight
- Act as the technical pensions SME, providing expert guidance and advice to operational and wider business teams.
- Provide technical oversight of pensions processes, products and services, ensuring they operate in line with regulatory and legislative requirements.
- Develop, review and maintain processes, procedures and technical guidance to support consistent and compliant delivery across the business.
- Provide technical advice on complex pensions matters, including:
- HMRC reporting and requirements
- Pension taxation
- Pension excesses
- Bereavement and death benefit arrangements
- Tax reporting
- PAG reporting and associated requirements
- Data gathering and customer information requirements
- Support teams in understanding and applying complex pensions legislation and regulatory requirements in a practical operational environment.
- Third-Party Provider & Business Partner Oversight
- Provide technical and compliance oversight of third-party pensions service providers and business partners.
- Monitor service delivery, processes and controls to identify potential risks, technical issues or customer-impacting bottlenecks.
- Work collaboratively with third parties to resolve issues and ensure appropriate standards are maintained.
- Support governance meetings with clients and third-party providers, acting as the pensions technical subject matter expert where required.
- Identify opportunities to improve processes, controls and customer outcomes across third-party arrangements.
- Regulatory Change
- Monitor developments in pensions legislation, HMRC requirements and financial services regulation.
- Assess the potential impact of regulatory and legislative changes on the business, its products, processes and customers.
- Work with relevant stakeholders to ensure regulatory changes are implemented effectively and within required timescales.
- Translate complex regulatory requirements into clear, practical guidance for operational teams.
- Customer Outcomes & Consumer Duty
- Support the business in maintaining a strong focus on customer outcomes and regulatory best practice.
- Provide technical input into the assessment and resolution of customer issues and complaints, including providing advice on appropriate complaint outcomes where required.
- While the role will not have direct responsibility for managing complaints, provide technical expertise and input to ensure outcomes are fair, accurate and appropriately supported.
- Support the implementation and ongoing embedding of Consumer Duty requirements across pensions products, services and processes.
- Review product and customer information to ensure that customers receive clear, accurate and appropriate information.
- Products, Literature & Customer Communications
- Provide technical input into pensions-related literature, customer communications and published product information.
- Support the compilation and presentation of product information to ensure accuracy, consistency and regulatory compliance.
- Work with relevant teams to ensure product and service information reflects best practice and supports good customer outcomes.
- Identify areas where customer communications, processes or product information could be improved.
- Training & Development
- Deliver technical training and guidance to the wider business on pensions-related requirements.
- Provide training covering areas such as:
- Pensions technical matters
- Regulatory and legislative changes
- Consumer Duty
- Products and services
- Data gathering
- HMRC requirements and reporting
- Processes and procedures
- Act as a point of escalation for complex technical questions and support colleagues in developing their pensions knowledge and capability.
- Projects & Change
- Lead or contribute to projects involving pensions, compliance, regulatory change, products and operational processes.
- Translate technical and regulatory requirements into practical project deliverables.
- Work with internal teams and third-party partners to implement changes effectively.
- Identify opportunities for continuous improvement, efficiency and enhanced customer outcomes.
- Client & Stakeholder Management
- Develop strong working relationships with internal stakeholders, clients and third-party business partners.
- Act as a credible technical representative of the business at client governance meetings and other stakeholder forums.
- Attend client sites when required, typically approximately once per quarter, ensuring effective communication and helping to identify and resolve potential bottlenecks.
- Communicate complex pensions and regulatory issues clearly to both technical and non-technical audiences.
About You
We are looking for someone with significant experience in pensions technical, compliance, operations or consultancy, who can operate confidently as a subject matter expert within a regulated financial services environment. You will ideally have:
- Strong technical knowledge of UK pensions.
- Extensive experience with HMRC pensions reporting and taxation requirements.
- Good knowledge of pension excesses and associated tax implications.
- Knowledge of bereavement/death benefit arrangements.
- Understanding of PAG reporting and relevant pensions reporting requirements.
- Experience interpreting pensions legislation and regulatory requirements and translating these into practical business processes.
- Experience providing technical guidance to operational teams.
- Experience creating or maintaining processes, procedures and technical documentation.
- Experience overseeing or working closely with third-party service providers/business partners.
- An understanding of Consumer Duty and its application to pensions products and services.
- Experience contributing to projects and implementing regulatory or operational change.
- Strong written and verbal communication skills, with the ability to explain complex technical matters clearly.
- Confidence working with clients and senior stakeholders.
- A proactive approach to identifying risks, issues and opportunities for improvement.
Personal Attributes
You will be:
- A credible and approachable technical expert.
- Comfortable acting as the person others turn to for advice.
- Commercially aware, while maintaining a strong focus on regulatory compliance and customer outcomes.
- Analytical and able to interpret complex technical information.
- Practical and solutions-focused rather than purely theoretical.
- Confident challenging existing processes where appropriate.
- Comfortable working independently while collaborating across multiple teams.
- An excellent communicator who can build trusted relationships with colleagues, clients and external partners.
The Team
You will report directly to the Chief Risk & Compliance Officer and join a team of 6 covering a broad range of risk and compliance responsibilities. The wider team has responsibility across areas including:
- Regulatory compliance
- FSCS liaison
- Complaints
- Financial crime
- AML/KYC
- Risk and compliance oversight
This role will provide a specialist pensions technical capability within the wider Risk & Compliance function, working collaboratively across the business to ensure that pensions activity is technically robust, compliant, well governed and focused on delivering the right outcomes for customers.
Why Join?
This is an opportunity to take ownership of a specialist pensions technical function within a growing financial services environment. You will have genuine visibility across the business, working with senior stakeholders, operational teams, clients and third-party providers, while playing a key role in shaping processes, regulatory change, customer outcomes and best practice. The role would suit an experienced pensions professional who wants to move beyond purely operational delivery and take a broader technical oversight, governance and advisory role.
SIPP Pensions Technical Oversight & Compliance Specialist employer: Morris Sinclair Recruitment
Morris Sinclair Recruitment offers a dynamic work environment in the heart of Mayfair, London, where experienced Data Cabling Engineers can thrive. With a focus on employee growth and ongoing projects, we provide weekly pay and the chance to be part of an established team, ensuring that your skills are valued and developed in a supportive culture.
Contact Details:
Morris Sinclair Recruitment Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land SIPP Pensions Technical Oversight & Compliance Specialist
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Morris Sinclair Recruitment. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Morris Sinclair Recruitment.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Morris Sinclair Recruitment. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace SIPP Pensions Technical Oversight & Compliance Specialist
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Morris Sinclair Recruitment and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Morris Sinclair Recruitment how you can be a team player!
How to prepare for a job interview at Morris Sinclair Recruitment
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Morris Sinclair Recruitment.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Morris Sinclair Recruitment's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
