Securitisation Credit Risk Manager AVP / VP

Global bank seeks an AVP and VP level Securitisation Credit Risk managers.

Requiring deeper, hands‑on securitisation experience, particularly in transaction structuring, execution, and credit decisioning with deal‑led exposure.

• Direct end‑to‑end securitisation transaction experience
• Strong involvement in structuring and execution
• Proven credit approval / risk‑taking responsibility in this space

Key Responsibilities

Assist senior members of the team in reviewing securitisation credit applications and making balanced, timely and thoughtful credit decisions within the firm’s risk appetite or making recommendations to senior management, depending on approval authorities.

Review transaction‑specific files and continuously monitor the portfolio in line with internal policies and applicable regulatory guidelines.

Support Group Heads to direct the continuous development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shareholders, client and regulatory expectations.

Represent the credit division at internal forums within the region.

Ensure a high quality of written and verbal work.

Develop knowledge of various industries, sectors, countries, players, and financial and legal structures within securitisation and commit to further learning.

Demonstrate the Risk Culture Pillars: taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role‑modeling the risk partnership with colleagues in 1LOD and 2LOD; and challenging existing practice to foster positive change.

Work Experience

Experience in a credit or structuring role in securitisation transactions.

Knowledge and understanding of a range of asset classes inc. auto, consumer credit, RMBS and trade receivables.

Knowledge of working capital (receivables/asset‑backed) transactions/other structured products.

Experience working in financial institutions carrying out credit work for corporate and/or structured finance area.

Experience in corporate banking and/or structured finance.

Preferred

• Experience in investment banking in credit or front office.
• Credit, rating agency, legal or accounting background.

Skills and Experience

• Credit assessment and credit risk management skills.
• Knowledge of credit, risk management, market and legal aspects of securitisation.
• Knowledge of credit and risk principles, products, derivatives and management.
• Interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.
• Masters Degree.
• Willing to learn new asset classes, jurisdictions framework, regulatory initiatives, etc.
• Results driven, with a strong sense of accountability.
• A proactive, motivated approach.
• Ability to operate with urgency and prioritize work accordingly.
• A structured and logical approach to work.