At a Glance
- Tasks: Analyse and manage credit risks in structured finance transactions across EMEA.
- Company: Leading financial institution with a focus on structured finance.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunities for career growth and mentorship in a collaborative setting.
- Why this job: Join a team shaping the future of credit risk management in finance.
- Qualifications: Experience in credit assessment and structured finance required.
The predicted salary is between 80000 - 100000 £ per year.
Structured Finance Credit Office is a 2Lo D function responsible for analysing, approving, sanctioning and monitoring the credit quality of structured finance transactions, including: Project Finance Structured Trade Finance Aircraft Finance Asset-backed Finance (inc.
Securitisation) London office is responsible for the EMEA region and we work closely to ensure global consistency in credit approvals.
Its major functions are outlined as follows: Assessment and management of credit risks and related risks Assessment and management of country risks Management of problematic assets Monitoring, reporting and early action Portfolio analysis and management Main Purpose of the Role To support Group Heads to direct the continuous development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shakeholders, client and regulatory expectations.
To make recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
Key Responsibilities Support Group Heads on the following: Credit counterpart to the 1st Line of Defense (“1Lo D”) relationship managers and applicable product offices, including divisional heads where necessary.
Provide timely and succinct advice or briefings (in verbal or written form) to senior management, including Chief Credit Officer for EMEA.
Proactive solutions driven engagement with front line on deal specific and/or strategic developments through expert guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies.
Conduct credit analysis of certain allocated sectors/products, including drafting of credit papers, application of rating methodology, and preparation of comparative statistics, graphs and tables under the guidance of senior management.
Monitor and review existing portfolio transactions and make recommendations in terms of credit.
Work on ad-hoc projects, as instructed by Group Head or senior management, to set up or adjust the risk criteria/policy and to improve the quality of portfolio.
Follow the trend, market, and developments in certain allocated sectors/products, EMEA countries, players and financial/legal structures and share those with the team.
Support the development of more junior colleagues in the team and share technical knowledge of certain allocated sectors/products.
As required, prepare reports for Head Office and European Headquarters as well as creating credit committee materials.
To comply with all regulatory and compliance procedures.
Responsible for meeting internal policy requirements.
Work Experience Sufficient experience working in financial institutions carrying out credit work for corporate and/or structured finance area.
Adequate experience in corporate banking and/or structured finance.
Preferred: Sufficient experience in Asset-backed Finance (inc.
Securitisation).
Preferred: Proven experience in investment banking in credit or front office.
Skills and Experience Sufficient credit assessment and credit risk management skills.
Adequate relevant industry experience with a deep area of credit specialism.
In depth knowledge of credit and risk principles, products, derivatives and management.
Sufficient experience in dealing with regulatory audits associated to credit.
Advanced interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.
Preferred: Masters Degree.
Personal Requirements Results driven, with a strong sense of accountability.
A proactive, motivated approach.
The ability to operate with urgency and prioritize work accordingly.
Strong decision making skills, the ability to demonstrate sound judgement.
A structured and logical approach to work. #J-18808-Ljbffr
