Commodities Credit Analyst - Associate / AVP

Our client is a global financial services platform that provides market access and infrastructure services, including execution, clearing, and hedging, to clients in energy, commodities, and financial markets, acting as both a broker and a dealer. You will take ownership of the credit analysis for a proportion of the client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client’s business model and financials as well as the impact of macroeconomic events on each client. You will also produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO and Credit Committee.

Responsibilities:

• Qualitative and quantitative analysis of all current and potential clients and counterparties including; Corporates, Financial Institutions, Individuals, CCPs and State Owned (or pseudo State Owned) Enterprises.
• Continual focus on global macro-economic environment with understanding of specific country factors and the impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
• Form well-researched and intellectually credible recommendations to the CRO and Credit Committee for new credit facilities and renewals.
• High levels of interaction with clients, as required, on both a domestic and international basis.
• Management information reporting where relevant on a periodic and ad hoc basis.
• Act as an advisor and subject matter expert to guide the business for all credit related items and manage the credit facility application/review process for the allocated client base.
• Form enduring and effective working relationships across all internal departments to reinforce the firm’s client service model.
• Contribute to enhancing existing and/or implementation of new credit risk policies, procedures and processes to drive the department forward and ensure adherence to best practice.
• Communicate and escalate all relevant items to the Credit Manager, Head of Risk and the CRO as appropriate.

Competencies:

• Ability to communicate with confidence and in a manner appropriate to the audience, from junior level colleagues to C-Suite executives within the firm as well as a diverse external client base.
• Effective report writing skills with an ability to distil complex information to a ‘key risks’ summary to enable management decision making.
• Strong presentation technique and experience communicating to senior management forums.
• A collaborative team player, approachable, self-efficient and influences a positive work environment.
• Demonstrates curiosity.
• Resilient in a challenging, fast-paced environment.
• Ability to take a high level of responsibility.
• Excels at building relationships, networking and influencing others.
• Strategic collaborator with insight and agility, able to anticipate future challenges, ensuring operational effectiveness.

Skills and Experience:

• Strong and demonstrable understanding of corporate financial statement analysis gained ideally through an investment banking or institutional brokerage background.
• Track record in forming well researched conclusions on credit assessments including; internally modelled credit ratings and recovery potential in the event of default.
• Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options.
• University graduate (or equivalent) or sufficient relevant work experience.
• Good knowledge of MS Excel and Word required, Bloomberg is advantageous.
• Experience of reviewing clients that operate in the Commodities sector.
• Additional language skills other than English is desirable.
• Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.