At a Glance
- Tasks: Analyse and manage credit risks in structured finance transactions across global markets.
- Company: Leading global banking institution with a strong focus on credit risk management.
- Benefits: Attractive salary, comprehensive health benefits, and opportunities for professional growth.
- Other info: Collaborative environment with potential for career advancement in a global setting.
- Why this job: Join a dynamic team and make impactful decisions in the world of finance.
- Qualifications: Experience in credit analysis and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
Overview of Structured Finance Credit Office (“SFCO”): SFCO is a 2LoD function responsible for analysing, approving, sanctioning and monitoring the credit quality of structured finance transactions, including:
- Project Finance
- Structured Trade Finance
- Aircraft Finance
- Asset-backed Finance
SFCO is a global department, with offices located in Tokyo, New York, Los Angeles, Singapore and London. The SFCO (EMEA) is responsible for the EMEA region and works closely to ensure global consistency in credit approvals.
Overview of Credit Office for EMEA (“ECrO”): ECrO is a 2nd Line of Defence (“2LoD”) function responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non-Japanese Sovereigns (collectively Global Corporates).
Key responsibilities include:
- Assessment and management of credit risks and related risks
- Assessment and management of country risks
- Management of problematic assets
- Monitoring, reporting and early action
- Portfolio analysis and management
Support Group Heads in directing the continuous development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shareholders, client and regulatory expectations, while actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
Act as the credit counterpart to the 1st Line of Defense (“1LoD”) relationship managers and applicable Tokyo management, including Chief Credit Officer for EMEA, Regional Executive for EMEA (“REE”) and Executive in Charge of Credit (“ECC”).
Additional responsibilities include:
- Conducting credit analysis of certain allocated sectors/products, including drafting of credit papers
- Monitoring/reviewing existing portfolio transactions and making recommendations in terms of credit
- Working on ad-hoc projects, as instructed by Group Head or senior management, to set up/adjust the risk criteria/policy and improve the quality of the portfolio
- Following trends, market developments in certain allocated sectors/products, EMEA countries, players and financial/legal structures and sharing those with the team
- Preparing reports for Tokyo Head Office and European Headquarters, as well as creating credit committee materials
- Complying with all regulatory and compliance procedures
- Meeting internal policy requirements
Credit Risk Manager - Banking in City of London employer: Morgan McKinley
As a Credit Risk Manager in our esteemed Banking division, you will thrive in a dynamic and inclusive work culture that prioritises employee development and collaboration. Our London office offers unique opportunities to engage with global markets while benefiting from comprehensive training programmes and a supportive environment that encourages innovation and professional growth. Join us to be part of a team that values your contributions and fosters a rewarding career in the heart of one of the world's leading financial hubs.
