At a Glance
- Tasks: Analyse and manage credit risks in structured finance transactions across global markets.
- Company: Join a leading global financial institution with a strong focus on credit risk management.
- Benefits: Competitive salary, health benefits, and opportunities for professional growth.
- Other info: Dynamic work environment with excellent career advancement opportunities.
- Why this job: Make a real impact by ensuring the credit quality of innovative financial solutions.
- Qualifications: Strong analytical skills and a keen interest in finance and risk management.
The predicted salary is between 60000 - 80000 £ per year.
Overview of Structured Finance Credit Office (“SFCO”): SFCO (formally known as Investment Banking Credit Division) is a 2LoD function responsible for analysing, approving, sanctioning and monitoring the credit quality of structured finance transactions, including:
- Project Finance
- Structured Trade Finance
- Aircraft Finance
- Asset-backed Finance
SFCO is a global department, with offices located in Tokyo, New York, Los Angeles, Singapore and London. The SFCO (EMEA) is responsible for the EMEA region and works closely to ensure global consistency in credit approvals.
Overview of Credit Office for EMEA (“ECrO”): ECrO is a 2nd Line of Defence (“2LoD”) function responsible for corporate banking credit for non-Japanese corporates, non-Japanese FIs, and non-Japanese Sovereigns (collectively Global Corporates).
Key responsibilities include:
- Assessment and management of credit risks and related risks
- Assessment and management of country risks
- Management of problematic assets
- Monitoring, reporting and early action
- Portfolio analysis and management
Support Group Heads in directing the continuous development of CIB Credit for EMEA’s credit risk framework, risk appetite portfolio monitoring and early warning frameworks in line with shareholders, client and regulatory expectations, while actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
Act as the credit counterpart to the 1st Line of Defense (“1LoD”) relationship managers and applicable Tokyo management, including Chief Credit Officer for EMEA, Regional Executive for EMEA (“REE”) and Executive in Charge of Credit (“ECC”).
Additional responsibilities include:
- Conducting credit analysis of certain allocated sectors/products including drafting of credit papers
- Monitoring/reviewing existing portfolio transactions and making recommendations in terms of credit
- Working on ad-hoc projects, as instructed by Group Head or senior management, to set up/adjust the risk criteria/policy and to improve the quality of the portfolio
- Following trends, market developments in certain allocated sectors/products, EMEA countries, players and financial/legal structures and sharing those with the team
- Preparing reports for Tokyo Head Office and European Headquarters as well as creating credit committee materials
- Complying with all regulatory and compliance procedures
- Meeting internal policy requirements
Credit Risk Controller in City of London employer: Morgan McKinley
As a Credit Risk Controller within our Structured Finance Credit Office, you will join a dynamic and globally integrated team based in London, where collaboration and innovation are at the heart of our work culture. We offer competitive benefits, a commitment to employee development, and opportunities for growth in a fast-paced environment that values your contributions to managing credit risks across diverse sectors. Join us to be part of a forward-thinking organisation that prioritises excellence and consistency in credit approvals while fostering a supportive atmosphere for professional advancement.
