Ratings Associate - Project Infrastructure Finance (Mandarin speaking)

This job is with Moody's, an inclusive employer. At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We strive to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it.

The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews, the Rating Associate is expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.

The Rating Associate role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The Rating Associate role will typically focus primarily on one rating group, with the potential for cross-training in and/or work for other rating groups.

• Portfolio Management & Credit Quality
  • Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach.
  • Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
  • Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
  • Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
  • Performing analytical tasks related to portfolio reviews and other credit projects.
  • Developing a working knowledge of Moody’s methodologies and credit rating best practices, and applying these with guidance from lead analysts.
  • Collaborating with lead analysts in preparing the first draft of rating committee memos.
  • Developing the ability to understand and identify key factors that affect issuer credit ratings.
  • Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events.
  • Attending and participating in rating committee meetings, including to offer analysis and opinion where appropriate.
• Research, Investor Outreach & Market Interaction
  • Contributing to the first draft of core research in collaboration with lead analysts.
  • Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases.
  • Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.
• Credit Administration
  • Operating applicable ratings and research systems and utilizing software specific to the rating group.
  • Demonstrating sound understanding and judgment in applying Moody’s processes, documentation standards, and best practices.
• Coaching & Guidance
  • Providing guidance in the delegation of work to the data processing team.
  • Actively managing workload pipeline to provide sufficient time for completion.
• Risk Identification and Escalation
  • Ensure compliance with applicable laws, regulations, policies, and procedures.
  • Increase awareness of cyber risks and avoidance of vulnerabilities.

• Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performance.
• Some relevant experience (including internships) is preferred.
• Excellent verbal, written communication, and interpersonal skills.
• Proficient in MS Excel, Word, and PowerPoint.
• Proactive and able to work effectively in a collaborative team environment.
• Strong organization skills, analytical thinking, and attention to detail.
• Ability to adapt to a changing environment and prioritize tasks accordingly.
• Some understanding of fixed income markets and/or credit knowledge is preferred.

• Accounting knowledge with a strong focus on financial analysis is preferred.
• Python and SQL skills preferred.
• Economic research or relevant credit research experience preferred.

• Finance and accounting background preferred.
• Strong academic background in Economics or International Relations; Finance, International Business, and/or Public Administration.

• 1+ years of relevant experience in the financial sector, government, or consulting preferred.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.