At a Glance
- Tasks: Lead credit and lending solutions, driving innovation and client engagement.
- Company: Join Moody’s, a global leader in risk assessment and analytics.
- Benefits: Dynamic work environment with hybrid options and travel opportunities.
- Other info: Collaborate with top minds and shape the future of financial solutions.
- Why this job: Make a real impact in banking by transforming how we see risk.
- Qualifications: 10-15+ years in banking, strong expertise in credit and lending.
The predicted salary is between 60000 - 80000 £ per year.
At Moody’s, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- Deep subject matter expertise in credit and lending within the banking sector, gained from experience in GSIB or large financial institution environments
- Strong understanding of credit risk, lending workflows, treasury functions, and associated KPIs and business requirements
- Proven ability to act as a trusted advisor, translating complex data and credit solutions into tangible business value
- Demonstrated experience driving technology and data transformation to enhance automation and operational efficiency
- Excellent presentation, communication, and storytelling skills, with the ability to influence senior-level stakeholders
- Strategic and analytical mindset, capable of identifying market trends, regulatory themes, and whitespace opportunities
- Strong collaboration skills across sales, marketing, product management, and solution architecture teams
- Professional resilience and credibility when operating under client and time pressures
- Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency
- Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
Education
- Bachelor’s degree required
- Additional relevant qualifications, certifications, or professional associations are beneficial
- 10–15+ years of experience in credit, lending, risk management, consulting, or related banking roles
Responsibilities
This client-facing role is responsible for serving as a subject matter expert and trusted advisor during the sales cycle, establishing credibility in Moody’s Credit & Lending solutions. Other responsibilities include:
- Supporting discovery, qualification, and solution design by facilitating solution architecture aligned to banking customer use cases
- Elevating RFP and Proof of Concept processes using industry best practices and transformation expertise
- Partnering with sales, marketing, and product management teams to design and execute effective market outreach strategies
- Leading industry engagement initiatives, including speaking at events, publishing thought leadership, and maintaining stakeholder relationships
- Identifying emerging market and regulatory themes to help future-proof Moody’s banking solutions
- Detecting and articulating whitespace opportunities and building business cases for new product development or enhancement; Providing structured market feedback to inform solution evolution and strategic investment decisions
This position offers a dynamic work environment, requiring up to 50% travel to engage with clients face-to-face, while also providing the flexibility of hybrid working.
About the Team
The Industry Practice team at Moody’s Analytics is a group of highly experienced subject matter experts drawn from banking, consulting, and regulatory backgrounds. Aligned closely with customer segments, the team plays a critical role in connecting real-world credit and lending challenges with Moody’s data, analytics, and technology solutions. Through thought leadership, client engagement, and market insight, the team works collaboratively with sales and product partners to deliver innovative, future-ready solutions for banks across Europe.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody’s Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking in London employer: Moody's
Moody's is an exceptional employer that fosters an inclusive and innovative work culture, where every employee is encouraged to express their ideas and contribute to meaningful projects. With a strong focus on professional growth, employees have access to diverse training opportunities and the chance to work alongside industry leaders in catastrophe risk management. Located in a vibrant environment, Moody's not only prioritises employee well-being but also champions diversity, making it a rewarding place for those looking to make a significant impact in their careers.
StudySmarter Expert Advice🤫
We think this is how you could land Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Moody's. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Moody's.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Moody's's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Moody's
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Moody's.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Moody's will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Moody's employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
