AVP-Ratings (Structured Finance)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Skills and Competencies5+ years of credit, risk assessment, capital markets, structured finance, banking, or related financial services experienceDemonstrated understanding of structured finance asset classes, securitization structures, and key market participants, including issuers, arrangers, investors, and servicersStrong analytical and quantitative skills, including financial analysis, cash flow assessment, and the ability to evaluate complex transaction structuresExcellent written and verbal communication skills, with the ability to present analyses and recommendations clearly to internal and external stakeholdersHighly organized and efficient, with the ability to manage multiple transactions and priorities within tight deadlinesStrong attention to detail and commitment to producing high-quality analytical workKnowledge of addtional European languages, especially Dutch, is higly desirable Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can enhance analytical processes, improve productivity, and drive operational efficiencyEducationBachelor's or Master's degree in Finance, Economics, Accounting, Mathematics, Engineering, or a related quantitative disciplineCFA, FRM, ACA, ACCA, or other relevant professional qualification would be beneficialResponsibilitiesPerform credit analysis for new and existing structured finance transactions across relevant asset classes, including the assessment of transaction structures, collateral performance, and key credit risks.Support the assignment and ongoing surveillance of credit ratings by conducting detailed quantitative and qualitative analysis and preparing rating committee materialsMonitor transaction performance and identify developments that may impact credit quality, ratings, or sector outlooksEngage with issuers, arrangers, servicers, investors and other market participants to gather information and enhance analytical understanding of transactions and sectorsContribute to and lead rating committee discussions by presenting analytical findings and recommendations supported by robust credit analysisCollaborate with analysts, associates, and senior team members across Moody's Ratings to ensure consistency, quality, and efficiency in analytical processesAuthor credit opinions, research content, sector commentary, and other analytical publications that support market transparency and investor understandingContribute to methodology enhancements, technology initiatives, and process improvement projects, including the responsible adoption of AI-enabled toolsSupport the development and mentoring of junior team members by sharing technical knowledge and best practicesAbout the TeamOur Structured Finance Group team delivers independent credit ratings and research across a broad range of securitization and structured finance markets. We are committed to providing transparent, high-quality credit opinions that support investor confidence and informed market decisions. By joining our team, you will work on complex and evolving financing structures, collaborate with experienced professionals across Moody's Ratings, and contribute to the adoption of innovative technologies, including AI-enabled solutions, that enhance analytical capabilities and operational efficiency.Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.-