At a Glance
- Tasks: Lead credit analysis for Korean financial institutions and produce impactful research.
- Company: Join Moody's, a global leader in risk assessment and an inclusive employer.
- Benefits: Competitive salary, diverse workplace, and opportunities for professional growth.
- Other info: Dynamic team focused on enhancing market transparency and driving efficiency.
- Why this job: Make a real impact in the financial sector while embracing innovative AI tools.
- Qualifications: 5+ years in analytical roles, strong understanding of Korean financial institutions, bilingual in English and Korean.
The predicted salary is between 60000 - 80000 £ per year.
This job is with Moody's, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We strive to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- 5+ years of experience in an analytical, research, or risk management role; experience in banking and non-bank financial institutions research preferred, though strong analytical backgrounds from other industries will be considered
- Strong understanding of financial institutions in Korea, including regulatory environments, ESG considerations, and emerging credit topics such as digital finance
- Demonstrates strong analytical, problem-solving, and presentation skills
- Excellent written and verbal communication skills, with the ability to clearly articulate complex analytical and strategic issues to diverse audiences
- Proficiency in English and Korean required; CFA or CPA designation is an advantage
- Strong organizational and project management skills, with the ability to multitask and meet tight deadlines
- Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.
Education
- Graduate / second-level degree (e.g., MBA, Master's) required or equivalent strong academic background
Responsibilities
- Lead credit analysis and ratings activities for a portfolio of Korean financial institutions, contributing to high-quality research, market engagement, and ratings integrity. Report to the Associate Managing Director for Moody’s Financial Institutions Ratings, based in Hong Kong
- Manage a portfolio of Korean financial institutions, including banks, non-bank financial institutions such as securities and card companies, and insurers
- Oversee all aspects of the ratings process, including monitoring company, industry, and regulatory developments; executing timely ratings actions; and producing high-quality, impactful research
- Communicate credit views clearly and effectively to internal and external stakeholders
- Engage with rated issuers, intermediaries, and investors; represent Moody’s at internal and external conferences; interact with investors and media, including broadcast interviews, to enhance market relevance
- Collaborate with Moody’s Global Financial Institutions teams to uphold ratings quality, foster critical thinking, and proactively manage the credit portfolio
- Contribute to the continuous enhancement of processes that strengthen Moody’s ratings franchise and market relevance
- Deliver timely, insightful, and relevant credit commentary with strong written and verbal presentation skills
About the Team
The Financial Institutions Group is responsible for delivering high-quality credit ratings and research across the financial sector, including banks, non-bank financial institutions, insurers, securities firms, funds, and asset managers. The team focuses on enhancing market transparency, supporting informed investor decision-making, and strengthening Moody’s position as a trusted source of credit insight. By joining the team, you will work on impactful areas such as digital finance while contributing to the adoption of AI-enabled tools that enhance analytical rigor and drive efficiency across ratings operations.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
AVP- Ratings (Financial Institutions)- Korean Speaking employer: Moody's
Moody's is an exceptional employer that champions inclusivity and innovation, making it a prime choice for professionals seeking to make a meaningful impact in the financial sector. With a strong commitment to employee growth, Moody's offers opportunities to engage with cutting-edge AI technologies while fostering a collaborative work culture that values diverse perspectives. Located in Hong Kong, this role not only allows you to lead critical credit analysis for Korean financial institutions but also positions you within a global leader dedicated to transforming risk into opportunity.
StudySmarter Expert Advice🤫
We think this is how you could land AVP- Ratings (Financial Institutions)- Korean Speaking
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Moody's. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace AVP- Ratings (Financial Institutions)- Korean Speaking
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Moody's.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Moody's's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Moody's
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Moody's.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Moody's will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Moody's employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.