At a Glance
- Tasks: Lead credit and lending solutions, driving innovation and client engagement.
- Company: Join Moody's, a global leader in risk assessment and analytics.
- Benefits: Flexible hybrid work, competitive salary, and opportunities for professional growth.
- Other info: Dynamic team environment with travel opportunities and a commitment to diversity.
- Why this job: Make a real impact in banking by transforming how we see risk.
- Qualifications: 10-15+ years in banking, strong expertise in credit and lending.
The predicted salary is between 36000 - 60000 € per year.
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies- Deep subject matter expertise in credit and lending within the banking sector, gained from experience in GSIB or large financial institution environments
- Strong understanding of credit risk, lending workflows, treasury functions, and associated KPIs and business requirements
- Proven ability to act as a trusted advisor, translating complex data and credit solutions into tangible business value
- Demonstrated experience driving technology and data transformation to enhance automation and operational efficiency
- Excellent presentation, communication, and storytelling skills, with the ability to influence senior-level stakeholders
- Strategic and analytical mindset, capable of identifying market trends, regulatory themes, and whitespace opportunities
- Strong collaboration skills across sales, marketing, product management, and solution architecture teams
- Professional resilience and credibility when operating under client and time pressures
- Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency
- Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
- Bachelor’s degree required
- Additional relevant qualifications, certifications, or professional associations are beneficial
- 10–15+ years of experience in credit, lending, risk management, consulting, or related banking roles
This client-facing role is responsible for serving as a subject matter expert and trusted advisor during the sales cycle, establishing credibility in Moody’s Credit & Lending solutions. Other responsibilities include:
- Supporting discovery, qualification, and solution design by facilitating solution architecture aligned to banking customer use cases
- Elevating RFP and Proof of Concept processes using industry best practices and transformation expertise
- Partnering with sales, marketing, and product management teams to design and execute effective market outreach strategies
- Leading industry engagement initiatives, including speaking at events, publishing thought leadership, and maintaining stakeholder relationships
- Identifying emerging market and regulatory themes to help future-proof Moody’s banking solutions
- Detecting and articulating whitespace opportunities and building business cases for new product development or enhancement; Providing structured market feedback to inform solution evolution and strategic investment decisions
This position offers a dynamic work environment, requiring up to 50% travel to engage with clients face-to-face, while also providing the flexibility of hybrid working.
About the TeamThe Industry Practice team at Moody’s Analytics is a group of highly experienced subject matter experts drawn from banking, consulting, and regulatory backgrounds. Aligned closely with customer segments, the team plays a critical role in connecting real-world credit and lending challenges with Moody’s data, analytics, and technology solutions. Through thought leadership, client engagement, and market insight, the team works collaboratively with sales and product partners to deliver innovative, future-ready solutions for banks across Europe.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking employer: Moody's Investors Service
At Moody's, we pride ourselves on fostering an inclusive and innovative work culture that empowers our employees to thrive. As a global leader in risk assessment, we offer exceptional growth opportunities, a collaborative environment, and the chance to engage with cutting-edge AI technologies in the banking sector. Our commitment to diversity and integrity ensures that every team member can contribute meaningfully while navigating the complexities of credit and lending.
StudySmarter Expert Advice🤫
We think this is how you could land Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who work at Moody's or similar firms. A friendly chat can open doors and give you insider info on the role.
✨Tip Number 2
Show off your expertise! Prepare to discuss your deep knowledge of credit and lending during interviews. Use real-world examples to demonstrate how you've tackled challenges and added value in previous roles.
✨Tip Number 3
Be ready to engage! This role is client-facing, so practice your presentation and storytelling skills. You want to convey complex ideas simply and effectively, making it easy for stakeholders to see your value.
✨Tip Number 4
Apply through our website! Don’t hesitate if you don’t meet every requirement—Moody's values diverse perspectives. Your unique background might just be what they’re looking for, so go for it!
We think you need these skills to ace Industry Practice Lead (Subject Matter Expert) Credit & Lending - Banking
Some tips for your application 🫡
Show Your Expertise:Make sure to highlight your deep subject matter expertise in credit and lending. We want to see how your experience aligns with the role, so don’t hold back on showcasing your knowledge of credit risk and lending workflows!
Tailor Your Application:Take a moment to tailor your application to Moody's values and the specific requirements of the role. We love seeing candidates who can connect their skills to our mission of turning risks into opportunities—so make it personal!
Be Authentic:Don’t be afraid to let your personality shine through in your application. We value diverse perspectives and want to know who you are beyond your qualifications. Share your story and what drives you!
Apply Through Our Website:Remember to apply through our website for the best chance of being noticed! It’s the easiest way for us to keep track of your application and ensure it gets to the right people.
How to prepare for a job interview at Moody's Investors Service
✨Know Your Stuff
Make sure you brush up on your knowledge of credit and lending within the banking sector. Be ready to discuss specific KPIs, lending workflows, and how you've used your expertise to drive business value in past roles.
✨Showcase Your Storytelling Skills
Prepare to present complex data and solutions in a way that’s easy to understand. Use real-life examples to illustrate how you've influenced senior stakeholders and made an impact in previous positions.
✨Demonstrate Your Curiosity
Moody's values curiosity, so come prepared with questions about their approach to AI and risk management. Show that you're not just interested in the role but also in how the company is evolving and tackling industry challenges.
✨Be Ready to Collaborate
Highlight your experience working across different teams like sales, marketing, and product management. Share examples of how you've successfully partnered with others to achieve common goals, especially in high-pressure situations.