At a Glance
- Tasks: Collaborate with analysts to assign and monitor credit ratings while conducting research.
- Company: Join Moody's, a global leader in risk assessment and ratings.
- Benefits: Gain hands-on experience, develop skills, and enjoy a supportive work environment.
- Other info: Dynamic team with opportunities for professional growth and development.
- Why this job: Make a real impact on global capital markets and enhance your analytical skills.
- Qualifications: Relevant experience, strong communication skills, and eagerness to learn about finance.
The predicted salary is between 30000 - 40000 £ per year.
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews, the Rating Associate is expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts. The Rating Associate role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The Rating Associate role will typically focus primarily on one rating group, with the potential for cross‑training in and/or work for other rating groups.
Skills & Competencies
- Relevant work or project experience, including internships
- Proficiency in MS Excel, Word, and PowerPoint
- Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferred
- Excellent verbal, written communication, and interpersonal skills
- Strong organization skills, analytical thinking, and attention to detail
- Eagerness to learn and adopt emerging technical applications in the financial industry, including AI‑driven tools, automation and data analytics
- Proactive with the ability to work effectively in a team environment
- Ability to adapt and thrive in a fast‑paced, innovative environment; ability to prioritize tasks
- Fundamental understanding of fixed income markets or credit preferred
- Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self‑awareness
- Exemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability, ensuring trust and credibility in all interactions and decisions
- Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner
- Python and SQL skills preferred
Additional Experience / Qualifications
- Accounting knowledge with a strong focus on financial analysis (e.g., through coursework, CFA or equivalent), or relevant work experience is preferred
Language Requirements
- English is required, additional fluency in German or Russian is preferred
Education
- Minimum undergraduate/first‑level degree (e.g. Master’s Degree, or equivalent qualifications) with a strong academic record (minimum GPA of 3.0 in the US)
- Finance or accounting background preferred
- Availability to start Immediate
Responsibilities
- As a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, playing a crucial role in assessing their credit risk and performance.
- You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions.
- You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis.
- Ratings Associates are part of a dynamic team that makes a significant impact on the global capital markets.
What To Expect
- Support Analysts on work related to credit ratings, research, and market outreach
- Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high‑value challenges
- Analyze data and financial documents, prepare and run financial models and forecasts
- Draft rating committee memos; attend and participate in rating committee meetings
- Draft and help publish credit research reports
- Monitor market developments and news to assess credit quality and industry trends
- Attend investor and issuer meetings as required; help prepare presentations
- Continuous development of your professional skills through trainings and hands‑on work
- Learn about sustainability, cyber risk, private credit and local financial markets
About The Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
Ratings Associate - Corporate Finance Group employer: Moody's Corporation
At Moody's, we pride ourselves on fostering an inclusive and innovative work environment where every employee is empowered to contribute their unique perspectives. As a Ratings Associate in our Corporate Finance Group, you will have access to continuous professional development opportunities, cutting-edge AI technologies, and the chance to collaborate with industry leaders, all while making a significant impact on global capital markets. Our commitment to integrity and teamwork ensures that you will thrive in a supportive culture that values your growth and contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Ratings Associate - Corporate Finance Group
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Moody's on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by diving deep into Moody's values and recent projects. Show us that you understand how we decode risk and unlock opportunities—this will impress the hiring team!
✨Tip Number 3
Practice your data storytelling skills! Be ready to discuss how you've used data analysis in past roles. We love candidates who can turn complex datasets into clear insights.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you're serious about joining our team at Moody's.
We think you need these skills to ace Ratings Associate - Corporate Finance Group
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Ratings Associate role. Highlight relevant experience, especially in credit analysis and data interpretation. We want to see how your skills align with what we do at Moody's!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about corporate finance and how you can contribute to our team. Be genuine and let your personality come through.
Showcase Your Skills:Don’t forget to mention your proficiency in tools like Excel, PowerBI, or any programming languages you know. We love candidates who are eager to learn and adapt to new technologies, so highlight that enthusiasm!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role there!
How to prepare for a job interview at Moody's Corporation
✨Know Your Numbers
As a Ratings Associate, you'll be dealing with credit ratings and financial data. Brush up on your financial analysis skills and be ready to discuss how you interpret complex datasets. Familiarise yourself with key metrics and trends in the fixed income markets to show your understanding.
✨Showcase Your Tech Savvy
Moody's values innovation, so highlight your proficiency with tools like Excel, PowerBI, or even Python and SQL if you have them. Be prepared to discuss how you've used these tools in past projects or internships to analyse data or streamline processes.
✨Communicate Clearly
Excellent communication is key for this role. Practice explaining complex concepts in simple terms, as you'll need to convey findings to diverse audiences. Consider preparing a brief presentation on a relevant topic to demonstrate your storytelling skills during the interview.
✨Emphasise Teamwork and Adaptability
The Ratings Associate role involves collaboration with analysts and participation in committee discussions. Share examples of how you've worked effectively in teams and adapted to fast-paced environments. Highlight your emotional intelligence and ability to navigate interpersonal dynamics.
