At a Glance
- Tasks: Support Analysts in credit ratings, research, and market outreach using advanced digital tools.
- Company: Join Moody's, a global leader in risk assessment and innovative financial solutions.
- Benefits: Gain hands-on experience, professional development, and work in a dynamic team environment.
- Why this job: Make a real impact on global capital markets while learning about AI and finance.
- Qualifications: Strong analytical skills, proficiency in Excel, and eagerness to learn about finance.
- Other info: Inclusive culture that values diverse perspectives and fosters collaboration.
The predicted salary is between 30000 - 50000 £ per year.
At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply. You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills & Competencies
- Relevant work or project experience, including internships
- Proficiency in MS Excel, Word, and PowerPoint
- Python and SQL skills preferred
- Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferred
- Excellent verbal, written communication, and interpersonal skills
- Strong organization skills, analytical thinking, and attention to detail
- Eagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation and data analytics
- Proactive with the ability to work effectively in a team environment
- Ability to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasks
- Fundamental understanding of fixed income markets or credit preferred
- Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awareness
- Exemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability, ensuring trust and credibility in all interactions and decisions
- Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner
Language requirements
- Fluency in French, Italian or German preferred
Education
- Minimum undergraduate/first-level degree (e.g. Bachelor's Degree, or equivalent qualifications) with a strong academic record
- Finance, mathematics, statistics, background preferred
Responsibilities
- As a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings, playing a crucial role in assessing their credit risk and performance.
- You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions.
- You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis.
- Ratings Associates are part of a dynamic team that makes a significant impact on the global capital markets.
What to Expect:
- Support Analysts on work related to credit ratings, research, and market outreach
- Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challenges
- Analyze data and financial documents, prepare and run financial models and forecasts
- Draft rating committee memos; attend and participate in rating committee meetings
- Draft and help publish credit research reports
- Monitor market developments and news to assess credit quality and industry trends
- Attend investor and issuer meetings as required; help prepare presentations
- Continuous development of your professional skills through trainings and hands-on work
- Learn about sustainability, cyber risk, private credit and local financial markets
The Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.
Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
Let\'s begin Ratings Associate employer: Moody's Corporation
Contact Detail:
Moody's Corporation Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Let\'s begin Ratings Associate
✨Tip Number 1
Network like a pro! Reach out to current or former Moody's employees on LinkedIn. Ask them about their experiences and any tips they might have for landing the Ratings Associate role. Personal connections can make a huge difference!
✨Tip Number 2
Prepare for the interview by brushing up on your data analysis skills. Moody's loves candidates who can interpret complex datasets. Practice explaining your thought process clearly, as communication is key in this role.
✨Tip Number 3
Show your enthusiasm for AI and digital tools! Moody's is all about innovation, so be ready to discuss how you've used technology in your past projects. This will demonstrate that you're not just a fit for the role, but also for their forward-thinking culture.
✨Tip Number 4
Don’t hesitate to apply through our website, even if you don’t meet every single requirement. Moody's values diverse perspectives, and you might just be the perfect fit they didn’t know they were looking for!
We think you need these skills to ace Let\'s begin Ratings Associate
Some tips for your application 🫡
Show Your Passion: When writing your application, let your enthusiasm for the role shine through! We want to see how excited you are about the opportunity to work with us at Moody's and how you can contribute to our mission of turning risks into opportunities.
Tailor Your CV: Make sure to customise your CV to highlight relevant experiences that align with the job description. We love seeing how your skills in data analysis, communication, and teamwork can fit into our dynamic environment.
Be Clear and Concise: Keep your written application clear and to the point. We appreciate well-structured responses that get straight to the heart of your qualifications and experiences without unnecessary fluff.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting role. Plus, it’s super easy to do!
How to prepare for a job interview at Moody's Corporation
✨Know Your Numbers
Brush up on your data analysis skills, especially with tools like Excel, Python, and SQL. Be ready to discuss how you've used these in past projects or internships, as Moody's values analytical thinking and attention to detail.
✨Show Your Curiosity
Demonstrate your eagerness to learn about the financial industry and emerging technologies. Prepare questions about how Moody's is using AI and digital tools in their processes, showing that you’re not just interested in the role but also in the company's innovative approach.
✨Communicate Clearly
Practice articulating complex ideas simply and effectively. Since the role involves drafting reports and participating in discussions, being able to convey your thoughts clearly will be crucial. Think of examples where you've successfully communicated findings to diverse audiences.
✨Emphasise Teamwork
Moody's values collaboration, so be prepared to share experiences where you've worked effectively in a team. Highlight your emotional intelligence and how you've navigated interpersonal dynamics to foster a positive working environment.