Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead investigations into financial crime for business accounts and make risk-based decisions.
- Company: Join Monzo Bank, a forward-thinking company transforming financial crime controls.
- Benefits: Competitive salary, remote work, learning budget, and share options.
- Why this job: Make a real impact in the fight against financial crime while working flexibly.
- Qualifications: Fluent in Spanish and English, with experience in financial crime investigations.
- Other info: Enjoy a dynamic remote work environment with excellent growth opportunities.
The predicted salary is between 29450 - 37000 £ per year.
Overview
Senior Financial Crime Investigator, Business Banking, EU, Fluent Spanish and English — Monzo Bank. Remote in the UK or EU-based, with a focus on leading investigations and risk-based decision making in financial crime for business accounts.
We’re expanding in the EU and are seeking experienced Senior Investigators to join our team and help us change lives through better financial crime controls.
Responsibilities
- Investigate complex or high-risk anti-money laundering alerts on business accounts.
- Make recommendations to file Suspicious Transaction Reports (STR) with Monzo Bank EU where appropriate.
- Make onboarding decisions in high-risk or complex cases.
- Conduct ongoing due diligence on high-risk business accounts.
- Provide financial crime expertise and support to other operational teams across the business.
Qualificat ons
- Strong English written and verbal communication skills.
- Fluent in Spanish (written and verbal) to at least CEFR C1 level.
- Experience conducting high-risk business banking screening or complex financial crime investigations.
- Experience making independent, risk-based financial crime decisions in a regulated financial services firm.
- Knowledge of current financial crime landscape in the UK and EU and associated risks.
Working hours and location
The working hours covered by the team are 8:00–18:30, based on 8.5 hours per day (1 hour lunch). Role is remote-based in the UK with flexible start dates; Monday 5 January start and 8-week training period with no holidays during that period.
What’s in it for you
- Salary: £29,450–£37,000 (+ £2,500 Multilingual Premium) plus benefits.
- Remote work setup, Macbooks and additional home setup support for fully remote workers.
- £1,000 annual learning budget for books, training, and conferences.
- Share options and other benefits; opportunity to learn and grow with Monzo in the EU.
We also guarantee time off on your birthday if it falls on a day you’re scheduled to work outside of training.
Application process
- Application questions.
- Call with a Recruiter.
- Interview to discuss previous experience, technical knowledge and values.
- Final step: Spanish language assessment.
Closing date for applications: Friday 10 October 2025.
Equal opportunities
We are an equal opportunity employer and value diversity and inclusion. All applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, parental status, national origin, veteran status, neurodiversity or disability. If you have a preferred name, please use it to apply.
#J-18808-Ljbffr
Senior Financial Crime Investigator, Business Banking, EU, Fluent Spanish and English employer: Monzo Bank
Contact Detail:
Monzo Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Financial Crime Investigator, Business Banking, EU, Fluent Spanish and English
✨Tip Number 1
Network like a pro! Reach out to people in the financial crime sector, especially those at Monzo. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for your interview by brushing up on your Spanish and English communication skills. Practice discussing your experience in financial crime investigations, as you'll want to showcase your expertise confidently.
✨Tip Number 3
Showcase your decision-making skills! Be ready to discuss specific examples where you've made risk-based decisions in high-pressure situations. This will demonstrate your ability to handle the responsibilities of the role.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're serious about joining the Monzo team and making a difference in financial crime controls.
We think you need these skills to ace Senior Financial Crime Investigator, Business Banking, EU, Fluent Spanish and English
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Senior Financial Crime Investigator role. Highlight your experience in financial crime investigations and your fluency in Spanish and English. We want to see how your skills match what we're looking for!
Showcase Your Expertise: In your written application, don’t shy away from showcasing your knowledge of the current financial crime landscape in the UK and EU. We’re keen on candidates who can demonstrate their understanding of risks associated with business banking.
Be Clear and Concise: When writing your application, keep it clear and to the point. Use straightforward language and avoid jargon unless necessary. We appreciate a well-structured application that makes it easy for us to see your qualifications.
Apply Through Our Website: Remember to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it helps us keep everything organised!
How to prepare for a job interview at Monzo Bank
✨Brush Up on Financial Crime Knowledge
Make sure you’re well-versed in the current financial crime landscape in the UK and EU. Familiarise yourself with anti-money laundering regulations and recent trends, as this will show your expertise and readiness to tackle complex investigations.
✨Showcase Your Bilingual Skills
Since fluency in Spanish and English is crucial for this role, practice articulating your thoughts in both languages. Prepare to discuss your experience in Spanish during the interview, as it will demonstrate your capability to communicate effectively in a bilingual environment.
✨Prepare for Scenario-Based Questions
Expect questions that assess your decision-making skills in high-risk situations. Think of examples from your past experiences where you made independent, risk-based decisions, and be ready to explain your thought process clearly.
✨Highlight Your Team Collaboration Skills
This role involves providing support to other operational teams, so be prepared to discuss how you’ve successfully collaborated in previous roles. Share specific instances where your financial crime expertise helped others, showcasing your ability to work well within a team.