Group Risk Reporting & Framework Analyst

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. Our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16‑17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get‑paid‑early feature, combined with financial education on social media and our award‑winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products – we want to solve problems and change lives through Monzo.

📍 London, Cardiff, or Remote | 💰 up to £44,600 + share options + Benefits

We’re looking for a Group Risk Reporting & Framework Analyst to join Monzo! This is a brilliant chance to get involved in key areas such as risk reporting, risk culture, and our risk frameworks. You’ll report to the Head of Group Risk Reporting and Risk Culture and will manage day‑to‑day administration and data for our risk reports, ensuring the right data (risk appetite metrics, issues, actions, controls) is captured, fixing connection issues, and working with colleagues across Monzo to deliver timely risk governance reports. In addition, you will support our risk frameworks and processes – setting up systems, guidelines, and ways of working that help Monzo manage risk effectively.

What You’ll Be Working On

• Produce monthly risk reports, ensuring they meet Group requirements.
• Be the primary point of contact for data‑related or technical risk‑reporting queries across Monzo.
• Handle core risk‑reporting admin, such as user access, workflow maintenance, and configuration.
• Own data quality in risk reports, making sure risk data and formulas are accurate, consistent, and meaningful – and manage issue resolution and enhancement requests.
• Look for opportunities to streamline processes, automate tasks, and improve the usability of our risk reporting.
• Develop and maintain risk Looker dashboards (we use this to visualise data from our GRC tool).
• Create and maintain user‑facing documentation, training, and process guidance.

Frameworks

• Support the operation of the Enterprise Risk Management Framework (ERMF), including preparing materials for Group Executive and Board risk reporting and handling data requests from our subsidiaries.
• Help drive the Group Risk Culture agenda.
• Tackle other ad‑hoc tasks to support the Group Risk team on frameworks, systems, and projects.

We’d love to hear from you if you…

• Are experienced in risk reporting and risk data management.
• Are detail‑oriented and great with G Suite (Sheets, Docs, Slides) for building simple, effective solutions.
• Can communicate clearly in writing and speak at all levels, influencing stakeholders while staying true to Monzo’s tone of voice.
• Are a strategic thinker who balances immediate tasks with long‑term goals.
• Are a role model for our values and behaviours.
• Have knowledge of App Script and/or SQL (desirable but not essential).

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply even if you don’t have everything listed.

What’s In It For You

• 💰 up to £44,600 + share options.
• 📍 This role can be based in our London office, but we’re open to distributed working within the UK (with occasional meetings in London).
• ⏰ We offer flexible working hours and trust you to work enough hours to do your job well and at times that suit you and your team.
• 📚 £1,000 learning budget each year to use on books, training courses, and conferences.
• 🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work‑from‑home setup.
• ➕ Plus lots more! Read our full list of benefits.

The application journey has 4 key steps

• Phone call with recruiter (30 min)
• Initial video call with Hiring Manager (30 min)
• Role specific interview (60 min)
• Behavioural round (45 min)

This process should take around 3‑4 weeks. Your schedule is really important to us, so we promise to be as flexible as possible.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.