At a Glance
- Tasks: Lead product vision and delivery for Current Accounts & Payments in a dynamic fintech environment.
- Company: Join Monument Technology, a pioneering platform empowering banks globally.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Be part of a culture that values integrity, innovation, and community.
- Why this job: Make a real impact in the fintech space while collaborating with innovative teams.
- Qualifications: 10+ years in product roles, with expertise in payment systems and client engagement.
The predicted salary is between 80000 - 100000 £ per year.
Location: London (Oxford Circus) Hybrid: 1–2 days per week in the office
About Monument Technology Limited
Monument Technology provides everything needed to build and run a bank with an open, configurable, end-to-end, banking platform as a service which uses best-in-class components to empower small and medium-sized banks around the world to thrive in the digital age. Our platform is a full-stack ‘bank or building-society-in-a-box’, delivering all the functionality needed to run and grow a modern, digital-led financial institution, including native mobile app and web experience, servicing, core and all the back-end technologies, integrated in a single, cloud-native solution.
THE ROLE
We are looking for a Product Owner to take end-to-end ownership of the Current Accounts & Payments domain across the Monument Technology platform. This is a senior product role with significant autonomy and visibility across both our engineering organisation and client base. You will work directly with banks and building societies to understand their requirements, shape product solutions and drive delivery of current account, debit card and payments capabilities across our platform. You will be the subject matter expert for payment rails including FPS, CHAPS, SWIFT and SEPA, translating complex client and regulatory requirements into scalable platform functionality. Working closely with Engineering, Architecture, Delivery and Client teams, you will own the backlog, define priorities and ensure product outcomes are delivered successfully.
HOW YOU’LL MAKE AN IMPACT
- Own the product vision, roadmap and backlog for Current Accounts & Payments across the Monument Technology platform.
- Lead client discovery workshops to identify requirements, pain points and opportunities for product enhancement.
- Translate business, operational and regulatory requirements into clear user stories, acceptance criteria and delivery-ready specifications.
- Drive the implementation and evolution of payment rails including FPS, CHAPS, SWIFT and SEPA.
- Define and deliver current account and debit card capabilities that are scalable, configurable and suitable for multiple client environments.
- Work closely with engineering teams throughout the development lifecycle, providing clarity, prioritisation and product direction.
- Collaborate with architects and platform specialists to ensure product decisions align with the wider technology strategy.
- Balance client-specific requirements with long-term platform scalability and product consistency.
- Partner with Compliance, Risk and client stakeholders to ensure regulatory considerations are embedded within product design.
- Support client onboarding and implementation activities, ensuring successful delivery of product capabilities into production.
- Continuously evaluate market trends, customer feedback and industry developments to inform product priorities and roadmap decisions.
WE LOOK FOR PEOPLE WITH
- 10+ years’ experience as a Product Owner, Product Manager or Senior Business Analyst within fintech or financial services.
- Hands-on experience delivering payment rail implementations including FPS, CHAPS, SWIFT and SEPA.
- Deep understanding of current accounts, debit card products, payments processing and operational servicing.
- Proven experience owning and managing product backlogs within Agile and Scrum environments.
- Strong client-facing experience, including requirements gathering, workshop facilitation and stakeholder management.
- Ability to create detailed front-end and back-end specifications that support successful product delivery.
- Experience working within FCA and PRA regulated environments or alongside regulated financial institutions.
- Strong understanding of product delivery processes, balancing commercial priorities, customer requirements and technical constraints.
- Ability to operate independently and drive outcomes in a fast-paced, scaling organisation.
OUR CULTURE AND VALUES
Our culture and values align with our mission to truly understand and offer exceptional service to our clients. The Monument Technology team is passionate about building more than a bank and more than a technology platform. We are driven to create solutions that respect our clients’ time, complexity and ambition. We are guided by integrity, attentiveness, a sense of community and innovation. We build trusted relationships through collaboration, attention to detail and a commitment to continuous improvement. Through inclusive thinking and purposeful innovation, we enable our clients and colleagues to achieve more.
Product Owner - Current Accounts & Payments in Slough employer: Monument Technology
Monument Technology Limited is an exceptional employer located in the vibrant heart of London, offering a hybrid work model that promotes flexibility and work-life balance. With a strong focus on innovation and collaboration, employees are empowered to take ownership of their roles while benefiting from continuous growth opportunities within a supportive and inclusive culture. The company values integrity and community, making it an ideal place for those looking to make a meaningful impact in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Product Owner - Current Accounts & Payments in Slough
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Monument Technology. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Owner - Current Accounts & Payments in Slough
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Monument Technology.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Monument Technology's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Monument Technology
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Monument Technology.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Monument Technology will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Monument Technology employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
