At a Glance
- Tasks: Lead the development of current accounts and payments solutions for banks and building societies.
- Company: Join Monument Technology, a pioneering fintech transforming banking with innovative platforms.
- Benefits: Enjoy hybrid work, competitive salary, and opportunities for professional growth.
- Other info: Be part of a passionate team dedicated to exceptional client service and innovation.
- Why this job: Make a real impact in the fintech space while working with cutting-edge technology.
- Qualifications: 10+ years in product ownership or management within fintech, with payment rail experience.
The predicted salary is between 80000 - 100000 £ per year.
Location: London (Oxford Circus) Hybrid: 1–2 days per week in the office
About Monument Technology Limited
Monument Technology provides everything needed to build and run a bank with an open, configurable, end-to-end, banking platform as a service which uses best-in-class components to empower small and medium-sized banks around the world to thrive in the digital age. Our platform is a full-stack ‘bank or building-society-in-a-box’, delivering all the functionality needed to run and grow a modern, digital-led financial institution, including native mobile app and web experience, servicing, core and all the back-end technologies, integrated in a single, cloud-native solution (“Bank-in-a-Box”).
We are looking for a Product Owner to take end-to-end ownership of the Current Accounts & Payments domain across the Monument Technology platform. You will work directly with banks and building societies to understand their requirements, shape product solutions and drive delivery of current account, debit card and payments capabilities across our platform.
You will be the subject matter expert for payment rails including FPS, CHAPS, SWIFT and SEPA, translating complex client and regulatory requirements into scalable platform functionality. Responsibilities include:
- Own the product vision, roadmap and backlog for Current Accounts & Payments across the Monument Technology platform.
- Translate business, operational and regulatory requirements into clear user stories, acceptance criteria and delivery-ready specifications.
- Drive the implementation and evolution of payment rails including FPS, CHAPS, SWIFT and SEPA.
- Define and deliver current account and debit card capabilities that are scalable, configurable and suitable for multiple client environments.
- Work closely with engineering teams throughout the development lifecycle, providing clarity, prioritisation and product direction.
- Balance client-specific requirements with long-term platform scalability and product consistency.
- Partner with Compliance, Risk and client stakeholders to ensure regulatory considerations are embedded within product design.
- Support client onboarding and implementation activities, ensuring successful delivery of product capabilities into production.
- Continuously evaluate market trends, customer feedback and industry developments to inform product priorities and roadmap decisions.
Requirements:
- 10+ years’ experience as a Product Owner, Product Manager or Senior Business Analyst within fintech or financial services.
- Hands-on experience delivering payment rail implementations including FPS, CHAPS, SWIFT and SEPA.
- Deep understanding of current accounts, debit card products, payments processing and operational servicing.
- Proven experience owning and managing product backlogs within Agile and Scrum environments.
- Ability to create detailed front-end and back-end specifications that support successful product delivery.
- Experience working within FCA and PRA regulated environments or alongside regulated financial institutions.
- Strong understanding of product delivery processes, balancing commercial priorities, customer requirements and technical constraints.
- Experience with Mambu, Salesforce Financial Services Cloud, ClearBank, Open Banking, PSD2, credit cards, FX, savings products, lending products or broader banking platform implementations would be advantageous.
Our culture and values align with our mission to truly understand and offer exceptional service to our clients. The Monument Technology team is passionate about building more than a bank and more than a technology platform. We are guided by integrity, attentiveness, a sense of community and innovation. Through inclusive thinking and purposeful innovation, we enable our clients and colleagues to achieve more.
Product Owner - Current Accounts & Payments in City of London employer: Monument Technology
Monument Technology Limited is an exceptional employer located in the vibrant heart of London, offering a hybrid work model that promotes flexibility and work-life balance. With a strong focus on innovation and community, employees are encouraged to grow through continuous learning and collaboration, while contributing to a cutting-edge banking platform that empowers financial institutions globally. The company's commitment to integrity and exceptional service creates a supportive and inclusive work culture, making it an ideal place for professionals seeking meaningful and rewarding careers in fintech.
StudySmarter Expert Advice🤫
We think this is how you could land Product Owner - Current Accounts & Payments in City of London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Monument Technology. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Product Owner - Current Accounts & Payments in City of London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Monument Technology.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Monument Technology's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Monument Technology
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Monument Technology.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Monument Technology will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Monument Technology employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
