At a Glance
- Tasks: Own and evolve savings products, shaping how clients manage their wealth.
- Company: Join the UK's only challenger bank focused on the mass affluent.
- Benefits: Hybrid work model, competitive salary, and a chance to make a real impact.
- Other info: Collaborative culture with opportunities for personal and professional growth.
- Why this job: Directly influence how clients grow their wealth in a dynamic environment.
- Qualifications: Experience in product management within banking or fintech is essential.
The predicted salary is between 60000 - 75000 € per year.
Location: London (Oxford Circus)
Hybrid: 2 days per week in the office
About Monument
We’re the only challenger bank in the UK, and globally, building a financial brand for the mass affluent. An incredibly valuable community, underserved by traditional banking for far too long. We exist to make managing wealth simpler, smarter and more human. And we provide a service experience that leaves clients in no doubt that we treat their wealth with the same care, dedication, and thoughtfulness as if it were our own.
The Opportunity
You’ll own and evolve Monument’s savings proposition, shaping how mass affluent clients grow and manage their wealth through simple, compelling and high-performing products. You’ll define product strategy, prioritise delivery and work cross-functionally with Engineering, Design, Operations, Risk and Commercial teams to build scalable savings products that deliver both client value and commercial impact. Operating in a fast-moving, regulated environment, you’ll balance innovation with discipline, ensuring everything we build meets FCA requirements while continuing to raise the bar on client experience.
What You’ll Do
- Own the savings product roadmap. Define and deliver priorities aligned to client needs, commercial performance and regulatory requirements.
- Deliver product outcomes. Work cross-functionally to launch and iterate on savings features, journeys and propositions.
- Drive measurable impact. Improve key metrics including onboarding, engagement, client volumes and balances.
- Use data to inform decisions. Analyse product performance and translate insight into clear actions and prioritisation.
- Collaborate across teams. Partner closely with Engineering, Design, Risk, Compliance, Operations and Commercial stakeholders.
- Ensure regulatory alignment. Deliver products in line with FCA, BCOBs, ISA and consumer duty requirements.
- Optimise client experience. Continuously improve journeys across onboarding, servicing and product engagement.
- Balance speed and control. Deliver innovation while maintaining risk awareness and operational stability.
- Influence product strategy. Contribute to wider proposition development and long-term product direction.
The Mindset
- Bias to Action. You prioritise delivery and make progress visible through shipped product.
- Radical Ownership. You take full accountability for outcomes, from idea through to measurable impact.
- Challenge with Intent. You question assumptions and push for better product decisions that improve outcomes.
- Intellectual Humility. You use data and feedback to guide decisions and refine direction.
- Cross-Discipline Empathy. You collaborate effectively across Product, Engineering, Risk and Commercial teams.
What You Bring
- Strong product management experience within banking, fintech or regulated financial services.
- Experience working on savings, deposits or closely related financial products.
- Proven ability to define and deliver product roadmaps aligned to commercial and customer outcomes.
- Strong stakeholder management across Product, Engineering, Risk and Commercial teams.
- Data-led decision making with experience using metrics to drive product improvements.
- Strong understanding of UK regulatory requirements, including FCA, BCOBs, ISAs and consumer duty.
- Experience working in Agile product teams with Engineering and Design.
- A commercially minded approach, balancing client experience, risk and business performance.
Apply because you want to:
- Own and shape a core revenue-generating product within a scaling challenger bank.
- Have direct impact on how clients grow and manage their wealth.
- Operate in a high-visibility role with real accountability for outcomes.
- Balance innovation with regulatory complexity in a meaningful product role.
- Work in a collaborative, delivery-focused environment with ambitious teams.
- Influence product strategy and help shape the next stage of Monument’s growth.
Our Values
At Monument, our values shape how we make decisions, how we treat each other when things get hard, and how we show up for clients who expect more than standard banking. We set ambitious goals and hold ourselves to them, not because it looks good, but because our clients' outcomes depend on it. When something isn't working, we say so early, learn from it, and move. We don't wait for perfect conditions, and we don't protect egos over progress. We work as a genuine team, which means real collaboration, honest conversations when we disagree, and shared accountability when things go wrong. We know better decisions come from different perspectives, so we actively value the range of experiences and backgrounds our people bring. We're always asking whether there's a smarter way to do what we do, not for the sake of change, but because standing still isn't an option in the market we're in.
If that sounds like how you like to work, we'd like to hear from you.
Product Manager - Savings in London employer: Monument Bank
At Monument, we pride ourselves on being a forward-thinking challenger bank that values innovation and collaboration. Our London-based team enjoys a hybrid work model, fostering a dynamic work culture that prioritises employee growth and accountability. With a focus on shaping impactful savings products for the mass affluent, we offer our employees the opportunity to make a real difference in clients' financial journeys while working alongside passionate professionals in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Product Manager - Savings in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Monument. A friendly chat can open doors that applications alone can't.
✨Tip Number 2
Prepare for interviews by knowing your stuff. Research Monument’s products and values, and think about how your experience aligns with their mission to serve the mass affluent.
✨Tip Number 3
Showcase your data-driven mindset. Be ready to discuss how you've used metrics to drive product improvements in past roles. This will resonate well with Monument's focus on measurable impact.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the team.
We think you need these skills to ace Product Manager - Savings in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in banking or fintech, especially with savings products, and show how you align with our values at Monument.
Showcase Your Impact:When detailing your past roles, focus on the measurable outcomes you've achieved. Use data to back up your claims, as we love seeing how you've driven product improvements and client engagement.
Be Authentic:Let your personality shine through in your application. We value radical ownership and intellectual humility, so don’t hesitate to share your thought process and how you’ve learned from past experiences.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to shape our savings proposition.
How to prepare for a job interview at Monument Bank
✨Know Your Product Inside Out
Before the interview, make sure you thoroughly understand Monument's savings proposition and how it fits into the broader financial landscape. Be ready to discuss how you would enhance client experience and drive measurable impact through innovative product strategies.
✨Showcase Your Data Skills
Prepare to demonstrate your ability to use data for decision-making. Bring examples of how you've used metrics to inform product improvements in previous roles, especially in banking or fintech. This will show that you can balance innovation with regulatory requirements effectively.
✨Emphasise Cross-Discipline Collaboration
Highlight your experience working with diverse teams, such as Engineering, Design, and Risk. Share specific instances where your collaboration led to successful product outcomes. This aligns with Monument's value of genuine teamwork and shared accountability.
✨Align with Monument's Values
Familiarise yourself with Monument's core values and be prepared to discuss how your work ethic and mindset align with them. Show that you prioritise delivery, embrace radical ownership, and are willing to challenge assumptions to improve product decisions.
