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For Companies At a Glance
- Tasks: Analyse financial documents and assess risks for buy-to-let lending decisions.
- Company: Specialist Property Lending company in London with exciting growth opportunities.
- Benefits: Up to £65,000 salary, excellent bonuses, and benefits.
- Why this job: Join a dynamic team and make impactful lending decisions in a thriving market.
- Qualifications: Experience in Buy-to-Let underwriting and strong attention to detail required.
- Other info: 5 days a week in the office with opportunities for career advancement.
The predicted salary is between 46800 - 78000 £ per year.
Overview
Up to £65,000 plus excellent bonus and benefits. Please note, this role is 5 days a week in the office. Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending company in London. Specializing in buy-to-let finance, you will be working closely with clients, brokers, and internal teams to streamline the underwriting process. Candidates must have underwriting experience within buy-to-let lending and must be happy to work 5 days a week in the office.
Responsibilities
- Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed buy-to-let lending decisions.
- Manage a personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
- Review legal documents, valuation reports, and perform key checks (land registry, credit).
- Underwrite loan applications following credit risk policy, assess risks across the property cycle and borrower portfolios, and support decisions on loan values and terms.
- Present loan funding proposals to the Line Manager and assist senior underwriters with complex cases.
- Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines.
- Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
- Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
- Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
- Attend meetings, share best practices, and act as a company ambassador.
Requirements
- Previous experience working within Buy-to-Let Underwriting
- Strong attention to detail with ability to identify and assess risks accurately and effectively.
- Excellent communication abilities with strong written and verbal skills.
- Strong MS Excel abilities
- Excellent organisations skills and ability to prioritise and manage multiple tasks as part of a busy workload.
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
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Underwriter (Buy-to-Let Finance) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter (Buy-to-Let Finance)
✨Tip Number 1
Network like a pro! Get out there and connect with people in the property lending industry. Attend events, join online forums, and don’t be shy about reaching out to potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Make sure you can discuss buy-to-let finance confidently and showcase your experience. Practice common interview questions and think of examples that highlight your skills in risk assessment and customer service.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in making you memorable. Use this opportunity to reiterate your enthusiasm for the role and remind them why you’re the perfect fit for their team.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you land that underwriter position. Plus, applying directly shows your interest in the company and can give you an edge over other candidates.
We think you need these skills to ace Underwriter (Buy-to-Let Finance)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your buy-to-let underwriting experience and any relevant skills that match the job description. We want to see how your background fits with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about buy-to-let finance and how your experience makes you the perfect fit for our team. Keep it engaging and personal – we love a bit of personality!
Showcase Your Attention to Detail: As an Underwriter, attention to detail is key. In your application, make sure to demonstrate this skill by being meticulous in your writing. Double-check for typos and ensure your documents are well-organised – it reflects your professionalism!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our fantastic team!
How to prepare for a job interview at Montpellier Resourcing
✨Know Your Stuff
Make sure you brush up on your buy-to-let underwriting knowledge. Familiarise yourself with the latest trends in property lending, and be ready to discuss how you’ve successfully navigated complex cases in the past.
✨Showcase Your Attention to Detail
Since this role requires a keen eye for detail, prepare examples that highlight your ability to spot discrepancies in financial documents or credit histories. Use specific instances where your attention to detail made a significant impact.
✨Communicate Clearly
Practice articulating your thoughts clearly and concisely. You’ll need to demonstrate strong communication skills, so consider doing mock interviews with friends or family to refine your verbal and written responses.
✨Build Rapport
Remember, this role involves working closely with clients and brokers. Think about how you can build rapport during the interview. Be personable, ask insightful questions, and show genuine interest in the company’s culture and values.
