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- Tasks: Analyse financial documents and assess risks to make informed lending decisions.
- Company: Join a dynamic Property Lending company in London, specialising in bridging finance.
- Benefits: Earn up to £80,000 plus excellent bonuses and benefits.
- Why this job: Be part of a growing team, enhance your skills, and make impactful lending decisions.
- Qualifications: Experience in Bridging Underwriting and strong attention to detail required.
- Other info: Work 5 days in the office and mentor junior underwriters.
The predicted salary is between 48000 - 64000 £ per year.
Up to £80,000 plus excellent bonus and benefits.
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending company in London. Specializing in bridging finance, you will be working closely with clients, brokers and internal teams to streamline the underwriting process. Candidates must have underwriting experience within bridging lending and must be happy to work 5 days in the office.
Duties of the Underwriter (Bridging Finance) include:
- Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed lending decisions.
- Manage personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
- Review legal documents, valuation reports, and perform key checks (land registry, credit).
- Underwrite loan applications following credit risk policy, assess risks across the property cycle, and support decisions on loan values and terms.
- Present loan funding proposals to Line Manager and assist senior underwriters with complex cases.
- Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines.
- Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
- Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
- Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
- Attend meetings, share best practices, and act as a company ambassador.
Requirements for the successful Underwriter (Bridging Finance):
- Previous experience working within Bridging Underwriting.
- Strong attention to detail with ability to identify and assess risks accurately and effectively.
- Excellent communication abilities with strong written and verbal skills.
- Strong MS Excel abilities.
- Excellent organisational skills and ability to prioritise and manage multiple tasks as part of a busy workload.
Underwriter (Bridging Finance) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter (Bridging Finance)
✨Tip Number 1
Familiarise yourself with the latest trends in bridging finance. Understanding current market conditions and regulatory changes can give you an edge during interviews, showing that you're proactive and knowledgeable about the industry.
✨Tip Number 2
Network with professionals in the property lending sector. Attend industry events or join relevant online forums to connect with brokers and other underwriters. This can help you gain insights and potentially get referrals for job openings.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous underwriting experience. Being able to articulate how you've successfully managed complex cases or mitigated risks will demonstrate your expertise and problem-solving skills.
✨Tip Number 4
Showcase your communication skills by preparing thoughtful questions for your interviewers. Asking insightful questions about the company's approach to underwriting or their client relationships can highlight your interest and engagement with the role.
We think you need these skills to ace Underwriter (Bridging Finance)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your specific experience in bridging finance underwriting. Include relevant achievements and skills that align with the job description, such as your ability to conduct comprehensive analyses and manage loan pipelines.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your previous experience in bridging underwriting and how it has prepared you for this position. Be sure to express your enthusiasm for working closely with clients and brokers.
Highlight Key Skills: In your application, emphasise your strong attention to detail, communication abilities, and proficiency in MS Excel. These are crucial for the Underwriter role and should be clearly demonstrated through examples from your past work.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your professionalism and attention to detail, which are essential traits for an Underwriter.
How to prepare for a job interview at Montpellier Resourcing
✨Showcase Your Underwriting Experience
Make sure to highlight your previous experience in bridging underwriting during the interview. Be prepared to discuss specific cases where you successfully assessed risks and made informed lending decisions.
✨Demonstrate Attention to Detail
Since this role requires a strong attention to detail, provide examples of how you've effectively identified and managed risks in past roles. This will show that you can handle the complexities of financial documents and property appraisals.
✨Communicate Clearly
Excellent communication skills are crucial for this position. Practice articulating your thoughts clearly and concisely, especially when discussing technical aspects of underwriting or presenting loan proposals.
✨Familiarise Yourself with Relevant Tools
Brush up on your MS Excel skills and any CRM systems like Hubspot that may be used in the role. Being able to demonstrate proficiency in these tools will give you an edge and show that you're ready to hit the ground running.
