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- Tasks: Analyse financial documents and assess risks to make informed lending decisions.
- Company: Specialist Property Lending company in London with exciting growth opportunities.
- Benefits: Up to £65,000 salary, excellent bonuses, and benefits.
- Why this job: Join a dynamic team and make impactful lending decisions in bridging finance.
- Qualifications: Experience in bridging underwriting and strong attention to detail required.
- Other info: 5 days a week in the office with opportunities for career advancement.
The predicted salary is between 52000 - 78000 £ per year.
Overview
Up to £65,000 plus excellent bonus and benefits
Please note, this role is 5 days a week in the office
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced lending Underwriter to join a specialist Property Lending company in London. Specializing in bridging finance, you will be working closely with clients, brokers and internal teams to streamline the underwriting process. Candidates must have underwriting experience within bridging lending and must be happy to work 5 days in the office.
Responsibilities
- Responsible for conducting comprehensive analyses of financial documents, credit histories, and property appraisals to make informed lending decisions.
- Manage personal loan pipeline, adhering to SLAs, conducting KYC, AML, and due diligence checks.
- Review legal documents, valuation reports, and perform key checks (land registry, credit).
- Underwrite loan applications following credit risk policy, assess risks across the property cycle, and support decisions on loan values and terms.
- Present loan funding proposals to Line Manager and assist senior underwriters with complex cases.
- Ensure fraud prevention, support the loan offer process, and execute transactions within agreed timelines
- Build and manage a network of brokers and borrowers, providing ongoing contact and exceptional customer service.
- Communicate with external stakeholders during the loan funding process and mentor junior underwriters.
- Deliver MI to management, update CRM (Hubspot), and identify new lending opportunities to meet personal targets.
- Attend meetings, share best practices, and act as a company ambassador.
Requirements
- Previous experience working within Bridging Underwriting
- Strong attention to detail with ability to identify and assess risks accurately and effectively.
- Excellent communication abilities with strong written and verbal skills.
- Strong MS Excel abilities
- Excellent organisations skills and ability to prioritise and manage multiple tasks as part of a busy workload.
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
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Underwriter (Bridging Finance) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter (Bridging Finance)
✨Tip Number 1
Network like a pro! Get out there and connect with people in the bridging finance sector. Attend industry events, join relevant online forums, and don’t be shy about reaching out to potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss your experience with financial documents and risk assessment. We recommend practising common interview questions and even role-playing with a friend to build your confidence.
✨Tip Number 3
Showcase your skills! Create a portfolio that highlights your previous underwriting work, including any successful loan applications or complex cases you've handled. This will give you an edge and demonstrate your expertise to potential employers.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you land that underwriter role. Plus, applying directly can sometimes put you ahead of the competition. So, get your application in and let’s make it happen!
We think you need these skills to ace Underwriter (Bridging Finance)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your bridging finance experience and any relevant skills that match the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about bridging finance and how your previous experience makes you the perfect fit for us. Keep it engaging and personal.
Showcase Your Attention to Detail: As an Underwriter, attention to detail is key. In your application, make sure to demonstrate this skill by avoiding typos and formatting errors. We appreciate candidates who take pride in their work!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Montpellier Resourcing
✨Know Your Stuff
Make sure you brush up on your bridging finance knowledge. Understand the key aspects of underwriting, including KYC, AML, and risk assessment. Being able to discuss these topics confidently will show that you're serious about the role.
✨Showcase Your Experience
Prepare specific examples from your previous underwriting roles that highlight your attention to detail and decision-making skills. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
✨Communicate Clearly
Since excellent communication is a must for this role, practice articulating your thoughts clearly and concisely. You might be asked to explain complex concepts, so being able to simplify your explanations will impress the interviewers.
✨Ask Smart Questions
Prepare thoughtful questions about the company’s underwriting processes, team dynamics, and growth opportunities. This shows your genuine interest in the role and helps you assess if the company is the right fit for you.