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- Tasks: Lead investigations into fraud and money laundering, using advanced analytical techniques.
- Company: Dynamic UK-based FinTech company focused on financial crime prevention.
- Benefits: Up to £60,000 salary, excellent bonuses, hybrid working, and professional development.
- Why this job: Make a real impact in financial crime prevention while mentoring junior analysts.
- Qualifications: 3-5+ years in fraud detection or AML compliance, with strong analytical skills.
- Other info: Collaborative environment with opportunities for continuous improvement and career growth.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
Up to £60,000 plus excellent bonus and benefits
Hybrid working available (3 days in the office)
Candidates must have minimum 3 years’ experience with transaction and merchant monitoring.
Our client, a dynamic and rapidly growing UK-based FinTech company, is seeking an experienced Transaction Monitoring Analyst to join their internal fraud and AML team. This is a unique opportunity to lead a small but critical function at the forefront of financial crime prevention. As a senior analyst, you will be on the front lines, working with cutting-edge monitoring systems to detect and investigate suspicious activity. This is an ideal position for someone who wants to take ownership of complex cases, mentor junior colleagues, and contribute to the continuous improvement of the team's processes and systems.
Duties of the Transaction Monitoring Analyst to include:
- Complex Case Investigation: Conduct in-depth investigations into high-risk fraud and money laundering alerts, using advanced analytical techniques and open-source intelligence to build comprehensive case narratives.
- SAR Preparation: Draft and finalize thorough Suspicious Activity Reports (SARs) for regulatory reporting, collaborating with the MLRO to ensure all filings are accurate and timely.
- Mentorship & Guidance: Act as a go-to resource for junior analysts, providing guidance on complex cases, sharing investigative techniques, and reviewing their work for quality and accuracy.
- System Enhancement: Collaborate with the Team Lead to optimize monitoring systems by suggesting new rule logic, adjusting thresholds, and participating in system testing.
- Cross-Functional Partnership: Work closely with other departments, including Operations and Compliance, to resolve cases and implement swift risk mitigation actions.
- Continuous Improvement: Stay ahead of evolving financial crime typologies and regulatory changes, proactively sharing insights and contributing to the refinement of internal policies and procedures.
Requirements for the successful Transaction Monitoring Analyst to include:
- Candidates must have 3-5+ years of hands-on experience in fraud detection, transaction monitoring, or AML compliance within financial services, with a proven track record of handling both fraud and AML investigations from start to finish. Experience drafting SARs is highly valued.
- Candidates must have experience with transaction and merchant monitoring.
- Practical experience with platforms like Brighterion, Cybersource, or similar systems is strongly preferred.
- Possess excellent analytical and problem-solving skills, with the ability to interpret large datasets and identify hidden patterns.
- Qualifications: A Bachelor’s degree in a relevant field and professional certifications like ACAMS are a plus.
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Associates Resourcing Limited are those of an Employment Agency
Senior Transaction Monitoring Analyst (Fintech Payments) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Transaction Monitoring Analyst (Fintech Payments)
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech space, especially those who work in fraud and AML. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and case studies. Be ready to discuss your experience with transaction monitoring and how you've tackled complex cases in the past.
✨Tip Number 3
Show off your mentorship skills! If you’ve guided junior analysts before, share those experiences during interviews. It highlights your leadership potential and commitment to team growth.
✨Tip Number 4
Don’t forget to apply through our website! We’re always looking for talented individuals like you to join our team. Plus, it’s a great way to ensure your application gets the attention it deserves.
We think you need these skills to ace Senior Transaction Monitoring Analyst (Fintech Payments)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Senior Transaction Monitoring Analyst. Highlight your experience in fraud detection and transaction monitoring, and don’t forget to mention any relevant systems you’ve worked with, like Brighterion or Cybersource.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about financial crime prevention and how your skills align with our needs. Be sure to mention your experience with SAR preparation and mentoring junior analysts.
Showcase Your Analytical Skills: We love candidates who can interpret large datasets and identify hidden patterns. In your application, provide examples of how you've used analytical techniques in past roles to solve complex cases or improve processes.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Montpellier Resourcing
✨Know Your Stuff
Make sure you brush up on your knowledge of transaction monitoring and AML compliance. Be ready to discuss your experience with fraud detection and the specific systems you've used, like Brighterion or Cybersource. This will show that you're not just familiar with the concepts but have practical experience too.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess during the interview. Think of examples where you've interpreted large datasets or identified hidden patterns in suspicious activity. Being able to articulate your thought process will impress the interviewers and highlight your problem-solving abilities.
✨Be a Team Player
Since this role involves mentoring junior analysts and collaborating with other departments, be ready to discuss your teamwork experiences. Share examples of how you've guided others or worked cross-functionally to resolve complex cases. This will show that you can contribute positively to the team dynamic.
✨Stay Updated on Trends
Financial crime is always evolving, so it's crucial to stay informed about the latest trends and regulatory changes. Bring up any recent developments you've followed and how they might impact transaction monitoring. This demonstrates your commitment to continuous improvement and proactive approach to your work.