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- Tasks: Lead credit and mortgage facilitation for high-net-worth clients in a dynamic banking environment.
- Company: Prestigious private bank with a focus on client relationships and complex financial solutions.
- Benefits: Up to £65,000 salary, excellent bonuses, hybrid working, and comprehensive benefits.
- Other info: Opportunity for career growth and mentorship in a fast-paced setting.
- Why this job: Join a high-performing team and make a real impact in private banking.
- Qualifications: Experience in private banking, CeMAP qualification preferred, and strong regulatory knowledge.
The predicted salary is between 65000 - 65000 £ per year.
Up to £65,000 plus excellent bonus and benefits. Hybrid working available.
A prestigious private bank is seeking an experienced, credit-savvy professional to join their London team in a Senior Assistant Relationship Manager capacity. This role is designed for a high-performer ready to take a lead support role for a high-net-worth (HNW) book with a specific focus on complex credit structures and mortgage lending. You will act as the primary technical and relationship anchor for a Client Relationship Officer, managing a sophisticated pipeline of UK and International clients within a dynamic, fast-paced environment.
Key Responsibilities
- Advanced Credit & Mortgage Facilitation: Take the lead on the end-to-end administration of residential real estate lending. This includes coordinating mortgage applications, liaising with credit risk teams, and ensuring all lending documentation is meticulously executed.
- Complex Onboarding & Enhanced Due Diligence: Own the full KYC/AML lifecycle for high-complexity clients. You will perform deep-dive analysis on Source of Wealth (SoW) and Source of Funds (SoF), ensuring seamless submission and approval for high-value prospects.
- Senior Investment Support: Manage the production of mandatory suitability reports and investor profile reviews. You will ensure all files remain compliant with MiFID II and internal standards, specifically regarding discretionary and non-discretionary portfolios.
- Strategic Client Engagement: Act as a senior point of contact for clients, resolving complex inquiries regarding FX trading, credit facilities, and payments independently before escalation.
- Stakeholder Leadership: Navigate internal relationships across Operations, Credit Risk, and Compliance to streamline the onboarding of debt-heavy structures and offshore entities.
- Regulatory Stewardship: Maintain absolute adherence to the Code of Conduct, AML protocols, and Cross-Border regulations, acting as a mentor to more junior team members on compliance best practices.
Requirements
- Candidates must have experience in a private banking client service or assistant RM role.
- Technical Expertise: Proven experience in credit and lending processes (specifically mortgages) is essential for this senior-level position.
- Qualifications: Candidates should ideally be CeMAP qualified (essential for mortgage focus) and IAD (Investment Advice Diploma) qualified.
- Regulatory Knowledge: Expert-level understanding of KYC, AML, FATCA, and CRS, with a track record of handling complex UK and international client structures.
- Product Knowledge: Robust experience with residential real estate, discretionary investments, and standard banking services (FX, payments, e-banking).
Senior Private Banking Assistant (Credit and Lending) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Private Banking Assistant (Credit and Lending)
✨Tip Number 1
Network like a pro! Reach out to your connections in the private banking sector and let them know you're on the lookout for opportunities. A personal recommendation can go a long way in landing that dream role.
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge, especially around credit and mortgage processes. We want you to be able to discuss complex structures confidently and show off your expertise!
✨Tip Number 3
Don’t forget to showcase your relationship management skills during interviews. Highlight your experience in engaging with high-net-worth clients and how you've resolved complex inquiries in the past.
✨Tip Number 4
Apply through our website for the best chance at getting noticed! Tailor your application to reflect the key responsibilities and requirements mentioned in the job description, and let us see how you fit into our team.
We think you need these skills to ace Senior Private Banking Assistant (Credit and Lending)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Private Banking Assistant role. Highlight your experience in credit and lending, especially with mortgages, and showcase any relevant qualifications like CeMAP or IAD.
Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this position. Mention specific experiences that relate to complex credit structures and client engagement, and don’t forget to show your enthusiasm for the role!
Showcase Your Technical Skills: Since this role requires advanced knowledge of KYC, AML, and credit processes, make sure to highlight your expertise in these areas. Use examples from your past roles to demonstrate your understanding and experience.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity in our London team!
How to prepare for a job interview at Montpellier Resourcing
✨Know Your Credit and Lending Inside Out
Make sure you brush up on your knowledge of credit processes, especially mortgages. Be ready to discuss specific cases or experiences where you've successfully managed complex lending situations. This will show that you're not just familiar with the theory but have practical experience too.
✨Master the KYC/AML Lifecycle
Since this role involves deep-dive analysis on Source of Wealth and Source of Funds, be prepared to explain your understanding of KYC and AML protocols. Bring examples of how you've navigated these processes in previous roles, as it will demonstrate your expertise and attention to detail.
✨Showcase Your Client Engagement Skills
Think of instances where you've acted as a point of contact for clients, particularly in resolving complex inquiries. Highlight your ability to communicate effectively and build relationships, as this is crucial for the Senior Assistant Relationship Manager position.
✨Familiarise Yourself with Regulatory Standards
Be ready to discuss your knowledge of MiFID II and other regulatory frameworks relevant to the role. Prepare to talk about how you've ensured compliance in past positions, as this will reassure the interviewers of your capability to uphold their standards.