At a Glance
- Tasks: Support compliance and risk management in the fast-paced fintech payments sector.
- Company: Leading innovator in digital payments with a focus on growth and resilience.
- Benefits: Up to £45,000 salary, excellent bonuses, hybrid working, and professional development.
- Other info: Opportunity for career growth and mentorship in a collaborative environment.
- Why this job: Join a dynamic team tackling financial crime and make a real impact.
- Qualifications: 2-5 years in financial crime or compliance, with strong knowledge of UK regulations.
The predicted salary is between 36000 - 54000 £ per year.
Up to £45,000 plus excellent bonus and benefits. Hybrid working available (4:1). Due to exciting business growth, a fantastic opportunity has arisen to join a leading innovator in the digital payments space. As they continue to scale their global footprint, they are seeking a diligent and proactive Financial Crime Officer to support the day-to-day oversight of their compliance and risk framework.
Reporting directly to the Head of Financial Crime, you will play a critical role in ensuring the business remains resilient against evolving threats while maintaining full alignment with regulatory expectations.
Duties of the Financial Crime Officer include:
- Framework Management: Support the continuous improvement and implementation of the firm’s financial crime policies, specifically focusing on AML, CTF, Sanctions, and Fraud prevention.
- Risk Governance: Assist in the evolution of the firm-wide Financial Crime Risk Assessment, ensuring a robust, risk-based approach is embedded across all departments.
- Operational Leadership: Manage daily BAU activities for the Financial Crime team, including the execution of the Compliance Monitoring Programme (CMP) and quality assurance testing.
- Complex Investigations: Act as the primary escalation point for sensitive or high-risk cases, providing expert guidance on complex financial crime queries.
- Regulatory Liaison: Support the business during audits, independent reviews, and regulatory engagements, ensuring all information requests and remediation actions are managed to a high standard.
- Reporting & Insights: Collate and analyse Management Information (MI) to provide senior leadership and governance committees with a clear view of the risk landscape.
- Team Development: Lead, coach, and mentor Junior team members to ensure high standards of performance and professional growth.
- Horizon Scanning: Stay abreast of domestic and international regulatory shifts and emerging financial crime trends to assess their impact on the firm’s strategy.
Requirements for the successful Financial Crime Officer include:
- Experience: 2–5 years of experience in a financial crime or compliance role within a regulated environment (e.g., Payments, Fintech, E-money, or Banking).
- Subject Matter Expertise: Deep knowledge of UK financial crime regulations, including AML, CTF, and Sanctions, along with a strong understanding of SAR filing obligations.
- Operational Excellence: Proven experience in managing complex investigations and contributing to risk-based compliance monitoring.
- Communication: Exceptional written and verbal skills, with the ability to draft high-quality policies and present complex findings to senior stakeholders.
Financial Crime Officer (Fintech Payments) employer: Montpellier Resourcing
Join a pioneering leader in the digital payments sector, where you will thrive in a dynamic and supportive work environment that champions innovation and compliance. With a strong emphasis on employee development, you will have access to excellent growth opportunities, hybrid working arrangements, and a competitive salary package, making it an ideal place for professionals seeking meaningful and rewarding careers in financial crime prevention.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Officer (Fintech Payments)
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Montpellier Resourcing looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime Officer (Fintech Payments)
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Montpellier Resourcing. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Montpellier Resourcing
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Montpellier Resourcing’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
