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- Tasks: Oversee underwriting processes and mentor a dynamic team in property finance.
- Company: Specialist Property Lending company in London with exciting growth opportunities.
- Benefits: Up to £100,000 salary, excellent bonuses, and comprehensive benefits.
- Why this job: Make impactful lending decisions and lead a talented team in a fast-paced environment.
- Qualifications: 3+ years in property finance with strong underwriting experience in bridging loans.
- Other info: 5 days in the office with opportunities for professional development.
The predicted salary is between 60000 - 84000 £ per year.
Up to £100,000 plus excellent bonus and benefits. Due to exciting growth, a unique opportunity has arisen for an experienced Senior Underwriter to join a specialist Property Lending company in London. Specializing in bridging finance, the Senior Underwriter will be responsible for overseeing the underwriting process across the company and managing high-level decisions. The role involves mentoring the underwriting team and conducting full analyses of complex loan applications whilst ensuring compliant lending practices. Candidate must have strong experience working as an underwriter within bridging finance and should demonstrate the ability to work in a fast-paced environment. Please note this role is 5 days in the office.
Duties of the Bridging and BTL Senior Underwriter (Team Manager) include:
- Oversee a personal portfolio of high-volume, complex loans for underwriting, ensuring adherence to SLAs.
- Make key lending decisions and approve large or complex loan applications.
- Conduct in-depth analysis of loan applications, reviewing financials, credit histories, property valuations, and other relevant data.
- Evaluate risks for each loan, considering factors like borrower credit, loan-to-value ratios, and property values.
- Make informed decisions to approve, deny, or conditionally approve loans based on set criteria.
- Ensure compliance with company policies, regulatory requirements, and industry standards during the underwriting process.
- Collaborate with brokers, borrowers, and stakeholders to gather information, clarify requirements, and provide process updates.
- Assist Underwriting Managers with the evaluation of complex loans.
- Present property loan cases to Underwriting Managers for funding decisions.
- Mentor junior team members to help achieve overall team objectives.
Requirements for the successful Bridging and BTL Senior Underwriter (Team Manager):
- At least 3 years of experience in property finance, specifically in underwriting or credit roles, with a focus on bridging or buy-to-let loans.
- Proven track record of managing high-volume, complex loans for underwriting.
- In-depth understanding of mortgage lending principles, risk assessment, loan products, market trends, and regulatory guidelines.
- Excellent communication skills for effectively interacting with brokers, borrowers, and stakeholders, clearly explaining underwriting decisions.
Bridging and BTL Senior Underwriter (Team Manager) employer: Montpellier Resourcing
Contact Detail:
Montpellier Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Bridging and BTL Senior Underwriter (Team Manager)
✨Tip Number 1
Network like a pro! Reach out to your connections in the property finance sector and let them know you're on the lookout for opportunities. You never know who might have a lead on that perfect Senior Underwriter role.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of bridging finance and current market trends. Be ready to discuss your experience with complex loans and how you've made key lending decisions in the past.
✨Tip Number 3
Showcase your mentoring skills! If you’ve helped junior team members grow, share those stories during interviews. Companies love candidates who can lead and develop others, especially in a fast-paced environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for talented individuals like you to join our team.
We think you need these skills to ace Bridging and BTL Senior Underwriter (Team Manager)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Senior Underwriter. Highlight your experience in bridging finance and any relevant achievements that showcase your ability to manage complex loans. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about property lending and how your skills align with our needs. Don’t forget to mention your experience in mentoring and managing teams, as that's key for us.
Showcase Your Analytical Skills: Since the role involves conducting in-depth analyses of loan applications, make sure to highlight your analytical skills in your application. Share examples of how you've evaluated risks and made informed lending decisions in the past.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Montpellier Resourcing
✨Know Your Stuff
Make sure you brush up on your knowledge of bridging finance and property lending principles. Be ready to discuss your experience with complex loan applications and how you've managed high-volume underwriting in the past.
✨Showcase Your Leadership Skills
As a Senior Underwriter, you'll be mentoring junior team members. Prepare examples of how you've successfully led teams or projects before, and be ready to discuss your approach to managing and developing talent.
✨Be Ready for Scenario Questions
Expect to face questions that assess your decision-making skills. Think about past situations where you had to evaluate risks or make tough lending decisions, and be prepared to explain your thought process.
✨Communicate Clearly
Strong communication is key in this role. Practice explaining complex underwriting concepts in simple terms, as you'll need to interact with brokers and stakeholders regularly. Clear communication can set you apart from other candidates.