Regulatory Product Valuation Manager

Moneycorp powers global payments for corporates, institutions and high net worth individuals, combining worldwide reach with local expertise. With over 45 years of market experience, two banking licences and offices in 11 countries, our technology delivers 24/7 accessibility, while our people deliver award‑winning service. In 2024, we supported £79bn+ of international payments, reaching 190 countries in 130 currencies. Our 32k+ corporate clients benefit from our regulatory resilience with 63+ permissions globally, access to major payment rails, and proprietary technology.

We are looking for a Regulatory Product Valuation Manager who will be responsible for ensuring that all payment products, pricing models, and associated financial valuations are compliant with regulatory expectations, internal governance standards, and market‑appropriate valuation methodologies. The role leads the independent assessment, validation, and documentation of product valuation approaches across the payments portfolio, ensuring transparency, regulatory alignment, and robust control. This role is key to transitioning from manual, next‑day reconciliation workflows to automated, same‑day trade capture and validation. This role is ideal for someone with strong valuation control, regulatory reporting, or product control experience who thrives in a continuous‑improvement environment.

• Product Valuation Governance
  • Lead the design, implementation, and maintenance of valuation methodologies for all payment products (FX payments, card products, cross‑border transfers, merchant solutions, wallets, etc.).
  • Ensure valuation models meet regulatory expectations, including documentation, transparency, and independent challenge requirements.
  • Conduct periodic reviews and independent validations of pricing assumptions, cost models, risk adjustments, and fair‑value methodologies.
• Regulatory Compliance
  • Deliver valuation input for regulatory reports, audits, and model governance reviews.
  • Maintain documentation and audit trails relating to valuation approaches and reconciliation processes.
• Market & Model Risk Oversight
  • Perform pricing and valuation impact assessments associated with regulatory changes, scheme updates, cost changes, and market conditions.
  • Challenge business‑owned pricing models and support stress‑testing activities.
• Stakeholder Management
  • Work cross‑functionally with Finance, Risk, Product, and Compliance teams.
  • Present findings, reports, and recommendations to senior stakeholders and governance forums.
  • Act as subject‑matter expert on trade capture, reconciliation, and valuation controls.

Skills & Experience Required

• 5-10 years of experience within financial services.
• Proven experience in product valuation, pricing governance, or valuation control, ideally within financial services or payments.
• Strong understanding of regulatory frameworks affecting financial institutions, including valuation governance, model risk, and financial reporting obligations.
• Demonstrable analytical expertise, with ability to interpret complex models and datasets.
• Experience working with regulatory reporting or compliance teams, consistent with regulatory reporting & compliance market norms.
• Excellent stakeholder management skills across multifunctional teams.

Desirable

• Experience in payments, FX, cards, or transaction services or product control.
• Exposure to regulatory reviews, model risk management, or audit of derivative portfolios (covering pricing of fx forwards, options and TARFS).
• Familiarity with valuation practices used in banking environments (e.g., IPV, fair‑value, model validation).
• Familiar with using reconciliation software such as Duco.

Education

• Degree in Finance, Economics, Mathematics, Financial Engineering, or related field.
• Professional certifications (e.g., ICA, CISI, or equivalent).

Soft Skills & Attributes

• High attention to detail and strong risk awareness.
• Ability to work independently and manage multiple deadlines.
• Strong stakeholder management skills with the confidence to challenge and influence.
• Structured thinker with the ability to simplify complex information for broader audiences.
• Proactive mindset with a commitment to continuous improvement.

Please note: This is a full‑time, permanent position. The role is expected to be office‑based in London, however, we have a flexible working policy which enables you to work up to 2 days from home.

This role offers a competitive salary, plus a benefits package including private medical health insurance.

We're committed to creating a workplace where every individual feels valued, respected, and included. As an Equal Opportunity Employer, we actively cultivate an inclusive culture where diversity thrives, and we empower our colleagues to drive meaningful change within our organisation through initiatives like our DE&I focus groups and value champion network.