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For Companies At a Glance
- Tasks: Join us to deliver exceptional financial planning advice and nurture long-term client relationships.
- Company: Money Minder is a trusted, independently owned Chartered Financial Planning Firm with 26 years of experience.
- Benefits: Enjoy a competitive salary, annual bonuses, pension contributions, and full support infrastructure.
- Why this job: This role offers a rare chance to inherit a substantial client base and grow within a values-led firm.
- Qualifications: Chartered Financial Planner status or close to achieving it, with experience in UK-regulated financial advice.
- Other info: Ideal for those seeking a balanced lifestyle in Lincolnshire, away from high-pressure city life.
The predicted salary is between 48000 - 72000 £ per year.
Location: Sleaford, Lincolnshire (Initially office-based, hybrid option after full induction)
About the Role
Money Minder Financial Services (UK) Ltd is an independently owned Chartered Financial Planning Firm and Investors in People accredited business with over 26 years of trusted client relationships. We are seeking a highly capable Chartered Financial Planner (or near-Chartered) to join us as part of a carefully structured succession plan. This is a rare opportunity to inherit, nurture and develop a significant portfolio of long-standing clients, many of whom have entrusted their lifetime savings to Money Minder over many years. You will deliver exceptional retirement, pension, investment, and financial planning advice while contributing to the ongoing growth and evolution of our highly trusted and innovative business. Our clients are primarily aged 60+, living in Lincolnshire and surrounding areas. Many have trusted Money Minder with their retirement planning for decades. As such, the ability to build long-term, empathetic relationships with traditional, rural-based British clients is essential.
Why Join Money Minder?
- Succession opportunity with a substantial client bank to inherit and build upon.
- Independently owned — not part of any consolidator group.
- Educational advice philosophy — no sales quotas or cold-calling.
- Fully established word-of-mouth referral network and retirement planning workshop leads.
- Full paraplanning, administration, compliance, educational tools and AI-powered support systems.
- In-house AI technology supports advice delivery, reviews, compliance and suitability checking.
- Direct mentoring from our Founder & Managing Director, Ray Black MSc FPFS.
- Protected client-first culture prioritising long-term relationships.
- Clear leadership and personal development pathway.
What We’re Looking For
Essential:
- Chartered Financial Planner status (or very close to achieving within 12-24 months).
- Must have recent or current experience in UK-regulated financial advice.
- Confidence working with clients aged 60+ in traditional and rural community settings.
- Ideally based in, or willing to relocate to, Lincolnshire or nearby regions.
- High ethical standards, strong emotional intelligence, and outstanding client rapport.
- Significant client relationship management experience across pensions, investments, retirement planning, IHT & Estate Planning, and cashflow modelling.
- Commercially aware with proven ability to retain and develop client relationships (not transactional sales-focused).
- Open to hybrid Human/AI advice delivery supported by online educational content.
- Committed to long-term career growth within a stable, values-led firm.
Desirable:
- Good knowledge of Public Sector Pension Schemes.
- Experience creating client education content (written, video, seminar or webinar).
Compensation & Benefits
- Highly competitive basic salary (guideline: £60,000 – £80,000 for the ideal candidate).
- Annual bonus / salary growth linked to business performance and funds under management growth.
- Employer pension contributions, death in service benefits, group income protection.
- Full support infrastructure — paraplanning, administration, compliance, AI tools and educational platforms.
- Direct mentoring and long-term succession leadership development.
The Standard
This is a highly selective and important appointment, reflecting the trust our clients place in Money Minder and the significance of this succession pathway. We are seeking a values-led adviser who combines technical excellence, emotional intelligence, and a long-term commitment to both our clients and the future direction of the firm. For the right candidate, this represents a rare opportunity to inherit an exceptional client base, contribute to the ongoing evolution of Money Minder, and build a highly rewarding long-term career.
Lifestyle & Location Fit
This role suits a values-led adviser who appreciates the balance and quality of life offered in Lincolnshire and surrounding areas. Whether you’re looking to step away from high-pressure city life, raise a family in a more rural setting, or commit long-term to a local community, this opportunity supports both your professional and personal aspirations.
How to Apply
To apply, please submit your CV and answer the qualifying questions within the application process. Then, send a short email (100–150 words) to careers@money-minder.com, explaining: Why you’re interested in joining Money Minder and how your experience aligns with our client-first succession opportunity. Applications that do not include a follow-up email may not be progressed. Initial applications will be reviewed by Directors. Shortlisted candidates will complete additional values and competency screening prior to interview. Strictly no agencies.
Locations
Contact Detail:
Money Minder Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Chartered Financial Planner / Wealth Manager
✨Tip Number 1
Familiarise yourself with the specific needs and preferences of clients aged 60+ in rural settings. Understanding their concerns about retirement planning and investment can help you connect better during interviews.
✨Tip Number 2
Highlight your experience in building long-term client relationships, especially in financial planning. Be prepared to share examples of how you've nurtured these relationships in previous roles.
✨Tip Number 3
Demonstrate your commitment to ethical standards and emotional intelligence. Prepare to discuss how these qualities have influenced your approach to client interactions and decision-making.
✨Tip Number 4
Research Money Minder's educational advice philosophy and be ready to discuss how you can contribute to this approach. Show enthusiasm for using AI tools and creating educational content for clients.
We think you need these skills to ace Chartered Financial Planner / Wealth Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your Chartered Financial Planner status and relevant experience in UK-regulated financial advice. Emphasise your ability to build long-term relationships with clients aged 60+.
Craft a Compelling Email: In your follow-up email, clearly express why you want to join Money Minder. Keep it concise (100-150 words) and focus on how your experience aligns with their client-first approach and succession opportunity.
Highlight Relevant Skills: When answering the qualifying questions, showcase your emotional intelligence, ethical standards, and experience in client relationship management across pensions, investments, and retirement planning.
Proofread Your Application: Before submitting, double-check your CV and email for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism.
How to prepare for a job interview at Money Minder
✨Understand the Company Culture
Before your interview, take some time to research Money Minder Financial Services. Understand their values, client-first approach, and the importance they place on long-term relationships. This will help you align your answers with their ethos during the interview.
✨Showcase Your Client Relationship Skills
Given the emphasis on building empathetic relationships with clients aged 60+, be prepared to discuss your experience in managing client relationships. Share specific examples that highlight your emotional intelligence and ability to nurture long-term connections.
✨Demonstrate Technical Knowledge
As a Chartered Financial Planner, you should be ready to discuss your technical expertise in areas like pensions, investments, and retirement planning. Prepare to answer questions that assess your knowledge and how you apply it to real-world scenarios.
✨Prepare for Values-Based Questions
Since Money Minder is looking for a values-led adviser, expect questions that explore your ethical standards and commitment to client care. Reflect on your personal values and how they align with the company's mission to ensure you can articulate this clearly.
