At a Glance
- Tasks: Manage mortgage applications from offer to completion, ensuring smooth communication and documentation.
- Company: Molo is an innovative non-bank lender transforming the UK mortgage market since 2018.
- Benefits: Enjoy a dynamic work environment in London with opportunities for growth and collaboration.
- Other info: This role requires being in the office at least three days a week for effective teamwork.
- Why this job: Join a forward-thinking team making a real impact in the mortgage industry while developing your skills.
- Qualifications: Experience in mortgage completions and strong knowledge of lending processes are essential.
The predicted salary is between 36000 - 60000 £ per year.
Molo is a non-bank lender that offers mortgages in the United Kingdom ("UK") to both UK and overseas-resident customers originated through intermediary partners.
Innovation is at the core of our identity, as reflected in our:
- competitive product proposition, fitting a wide array of borrower needs; and
- flexible criteria, serving UK, expat, and non-resident borrowers.
Since launching in 2018, we've led change in the UK mortgage market and have processed over £2 billion in mortgage applications.
Molo is registered with the UK's Financial Conduct Authority ("FCA") and is a wholly-owned subsidiary of the privately owned ColCap Financial Limited in Australia ("ColCap").
ColCap was established in 2006 by its co-founders who are the Group Chief Executive Officer and Chief Operating Officer respectively and has grown to an Australian and UK loan portfolio in excess of A$20 billion with more than 400 staff located in Australia, the UK and Philippines.
For more information about Molo Finance, visit www.molofinance.com and www.colcap.com.au.
The Mortgage Completions Specialist plays a vital role in progressing mortgage applications from offer through to completion. You'll be a key point of contact for conveyancers, brokers, and internal teams, helping manage post-offer queries, ensuring the required documentation is received, and supporting the timely release of funds.
Your focus will be on delivering a smooth, accurate, and customer-focused completions journey, in line with internal procedures and regulatory expectations.
This is a London-based role, working closely with our Treasury team to ensure a strong operational partnership between completions and funding activities.
Key Responsibilities:
Completions Process Management
- Manage and progress post-offer mortgage cases through to completion.
- Liaise with conveyancers to resolve outstanding requirements or legal queries.
- Respond to post-offer queries from brokers and customers, ensuring timely and accurate responses.
- Ensure all required documentation is in place before completion, including signed mortgage deeds and certificate of title.
- Coordinate with Treasury to facilitate the release of funds in line with drawdown schedules.
Risk & Compliance Checks
- Conduct final stage checks to confirm all offer conditions have been satisfied before drawdown.
- Flag and elevate potential issues or concerns around documentation, funding, or conveyancer performance.
- Adhere to internal and regulatory controls, maintaining data accuracy and audit readiness.
- Work towards agreed business and team KPIs, including turnaround times and service level targets from offer to completion.
- Participate in process reviews and flag areas for improvement or recurring issues where appropriate.
- Work effectively with colleagues across Operations, Risk, and Compliance to ensure smooth case progression.
What We’re Looking For
We’re seeking a proactive and detail-oriented completions specialist who thrives in a fast-paced environment and can confidently manage the post-offer mortgage journey.
Location: This is a London-based role with a requirement to be in the office at least three days per week. Regular office presence is essential to build a strong working relationship with our Treasury team.
Experience: Proven experience in mortgage completions, with a solid understanding of the end-to-end process from offer to drawdown.
Product Knowledge: Strong working knowledge of both Residential and Complex Buy-to-Let (BTL) lending.
Collaboration: A confident communicator who can build effective working relationships across internal teams, especially with Treasury, Compliance, and Risk.
Attention to Detail: A meticulous approach to documentation and compliance, with an ability to identify and elevate issues proactively.
Organisation: Comfortable juggling multiple cases and priorities, while maintaining accuracy and meeting service expectations.
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Mortgage Completions Specialist employer: Molo
Molo is an exceptional employer, offering a dynamic work environment in the heart of London where innovation meets collaboration. With a strong focus on employee growth and development, we provide comprehensive training and support to help you excel in your role as a Mortgage Completions Specialist. Our inclusive culture fosters teamwork and ensures that every team member feels valued, making Molo a rewarding place to build your career in the mortgage industry.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Completions Specialist
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Molo. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Completions Specialist
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Molo.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Molo's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Molo
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Molo.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Molo will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Molo employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
