At a Glance
- Tasks: Manage mortgage applications from offer to completion, ensuring smooth communication and documentation.
- Company: Molo is an innovative non-bank lender revolutionising the UK mortgage market since 2018.
- Benefits: Enjoy a dynamic work environment in London with opportunities for growth and collaboration.
- Why this job: Join a forward-thinking team making a real impact in the mortgage industry while developing your skills.
- Qualifications: Experience in mortgage completions and strong knowledge of lending processes are essential.
- Other info: This role requires being in the office at least three days a week for effective teamwork.
The predicted salary is between 36000 - 60000 £ per year.
Molo is a non-bank lender that offers mortgages in the United Kingdom (“UK” ) to both UK and overseas-resident customers originated through intermediary partners.
Innovation is at the core of our identity, as reflected in our:
- competitive product proposition, fitting a wide array of borrower needs; and
- flexible criteria, serving UK, expat, and non-resident borrowers.
Since launching in 2018, we\’ve led change in the UK mortgage market and have processed over £2 billion in mortgage applications.
Molo is regulated by the UK\’s Financial Conduct Authority (“FCA” ) and is a wholly-owned subsidiary of the privately owned ColCap Financial Limited in Australia (“ColCap” ).
ColCap was established in 2006 by its co-founders who are the Group Chief Executive Officer and Chief Operating Officer respectively and has grown to an Australian and UK loan portfolio in excess of A$17 billion with more than 360 staff located in Australia, the UK and Philippines.
For more information about Molo Finance, visit and .
The Mortgage Completions Specialist plays a vital role in progressing mortgage applications from offer through to completion. You’ll be a key point of contact for conveyancers, brokers, and internal teams, helping manage post-offer queries, ensuring the required documentation is received, and supporting the timely release of funds.
Your focus will be on delivering a smooth, accurate, and customer-focused completions journey, in line with internal procedures and regulatory expectations.
This is a London-based role, working closely with our Treasury team to ensure a strong operational partnership between completions and funding activities.
Key Responsibilities:
Completions Process Management
- Manage and progress post-offer mortgage cases through to completion.
- Liaise with conveyancers to resolve outstanding requirements or legal queries.
- Respond to post-offer queries from brokers and customers, ensuring timely and accurate responses.
- Ensure all required documentation is in place before completion, including signed mortgage deeds and certificate of title.
- Coordinate with Treasury to facilitate the release of funds in line with drawdown schedules.
Risk & Compliance Checks
- Conduct final stage checks to confirm all offer conditions have been satisfied before drawdown.
- Flag and escalate potential issues or concerns around documentation, funding, or conveyancer performance.
- Adhere to internal and regulatory controls, maintaining data accuracy and audit readiness.
Collaboration & Performance
- Work towards agreed business and team KPIs, including turnaround times and service level targets from offer to completion.
- Participate in process reviews and flag areas for improvement or recurring issues where appropriate.
- Work effectively with colleagues across Operations, Risk, and Compliance to ensure smooth case progression.
What We’re Looking For
We’re seeking a proactive and detail-oriented completions specialist who thrives in a fast-paced environment and can confidently manage the post-offer mortgage journey. The ideal candidate will bring the following:
Location : This is a London-based role with a requirement to be in the office at least three days per week. Regular office presence is essential to build a strong working relationship with our Treasury team.
Experience : Proven experience in mortgage completions, with a solid understanding of the end-to-end process from offer to drawdown.
Product Knowledge : Strong working knowledge of both Residential and Complex Buy-to-Let (BTL) lending.
Collaboration : A confident communicator who can build effective working relationships across internal teams, especially with Treasury, Compliance, and Risk.
Attention to Detail : A meticulous approach to documentation and compliance, with an ability to identify and escalate issues proactively.
Organisation : Comfortable juggling multiple cases and priorities, while maintaining accuracy and meeting service expectations.
Mortgage Completions Specialist employer: Molo
Contact Detail:
Molo Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Completions Specialist
✨Tip Number 1
Familiarise yourself with the mortgage completions process, especially the specific requirements for post-offer cases. Understanding the nuances of documentation and compliance will help you stand out as a knowledgeable candidate.
✨Tip Number 2
Network with professionals in the mortgage industry, particularly those who work in completions or related roles. Building connections can provide insights into the role and may even lead to referrals.
✨Tip Number 3
Demonstrate your attention to detail by preparing examples of how you've successfully managed complex cases in the past. Be ready to discuss specific challenges you faced and how you resolved them.
✨Tip Number 4
Research Molo's unique position in the market and their innovative approach to lending. Showing that you understand their business model and values can set you apart during discussions.
We think you need these skills to ace Mortgage Completions Specialist
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Mortgage Completions Specialist. Familiarise yourself with the mortgage completions process and the key skills required, such as attention to detail and collaboration.
Tailor Your CV: Customise your CV to highlight relevant experience in mortgage completions. Emphasise your understanding of the end-to-end process and any specific knowledge of Residential and Complex Buy-to-Let lending that you possess.
Craft a Compelling Cover Letter: Write a cover letter that showcases your proactive nature and detail-oriented approach. Mention specific examples from your past experience that demonstrate your ability to manage post-offer queries and collaborate effectively with teams.
Highlight Compliance Knowledge: Since the role involves adhering to regulatory controls, make sure to mention any experience you have with compliance checks and maintaining data accuracy. This will show that you are well-prepared for the responsibilities of the position.
How to prepare for a job interview at Molo
✨Showcase Your Mortgage Knowledge
Make sure to brush up on your understanding of the mortgage completions process, especially the end-to-end journey from offer to drawdown. Be prepared to discuss specific scenarios or challenges you've faced in previous roles and how you resolved them.
✨Demonstrate Attention to Detail
Since this role requires a meticulous approach to documentation, be ready to provide examples of how you've ensured accuracy in your work. Highlight any systems or methods you use to keep track of important details and compliance requirements.
✨Emphasise Collaboration Skills
This position involves working closely with various teams, including Treasury and Compliance. Prepare to discuss how you've successfully built relationships with colleagues in past roles and how you handle communication across departments.
✨Prepare for Regulatory Questions
Given the regulatory nature of the role, it's crucial to understand the relevant regulations and compliance standards. Be ready to answer questions about how you've adhered to these in your previous positions and how you would ensure compliance in this role.