At a Glance
- Tasks: Assess and manage client risks while developing innovative AI tools for risk assessment.
- Company: Join Modulr, a leading payments automation platform trusted by thousands of businesses.
- Benefits: Enjoy share options, flexible benefits, 33 days holiday, and a wellbeing app.
- Other info: Be part of a diverse and inclusive culture with excellent career growth opportunities.
- Why this job: Make a real impact by owning portfolios and enhancing client risk assessments.
- Qualifications: Strong analytical skills and confidence in data handling are essential.
The predicted salary is between 63000 - 77000 £ per year.
Do you enjoy digging deeper when something doesn't quite add up? Do you want to own real portfolios from day one, with your independent thinking trusted by clients and colleagues? Would you like to help build better tooling and AI into how we assess client risk?
Who We Are
Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability – built to scale. We process more than 200m transactions and over £180bn in payment value on an annualised basis, and we’re trusted by over 6,000 businesses from fast-growing SMEs to global enterprises. We automate how money moves into and out of a business (payroll, supplier payments, spend management and payment collection) through a single platform, connected to the accounting and payroll systems finance teams already use, and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure. As a regulated payments provider with over a decade of experience, we’re the platform finance teams trust to run mission-critical operations. Modulr is backed by PayPal, FIS, General Atlantic, Blenheim Chalcot, Frog Capital and Highland Europe, with over 400 employees across London, Edinburgh, Amsterdam and Mumbai.
What You'll Do
- Assess, monitor and manage risks presented by our clients and partners across distribution channels throughout the client lifecycle, using our six-pillar risk framework (financial crime, business model, financial resilience, operational resilience, conduct, and complaints handling). You'll own a portfolio, form independent views, escalate material risks, and contribute to protecting our customers and regulatory compliance.
- Conduct risk assessments, perform ongoing portfolio monitoring, and identify emerging risks before they become issues.
- Lead oversight engagement meetings with clients and partners, challenging weak controls and tracking remediation to completion.
- Perform open-source research and assurance testing to verify client information and assess control effectiveness.
- Develop and interpret key risk indicators to turn portfolio data into clear management information for senior stakeholders.
- Support compliance with FCA and DNB regulatory requirements and assist with regulatory reviews and audits.
- Contribute to the design of AI-assisted and improved approaches to client risk assessment.
Who You Are
What you'll need
- Analytical judgement - the ability to weigh incomplete information and reach a defensible conclusion.
- Strong written communication, particularly recording findings clearly so others can follow and rely on them.
- Confidence engaging with external counterparties and internal stakeholders at all levels, holding your position under commercial pressure.
- Comfort working with data - reading management information, spotting trends, and working confidently in spreadsheets and reporting tools.
Nice to haves
- Experience in partner, third-party, or supplier oversight.
- Working knowledge of AML, KYC, KYB requirements or working in a regulated financial services environment.
- Investigative or intelligence training, or experience with open-source research and corporate registry work.
What We Offer You
- Share Options- We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation.
- Bonus- Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.
- Flexible benefits- £1,000 to spend on benefits to suit you, including private medical insurance, gym membership, dental and more.
- Wellbeing app- Confidential, on-demand access to therapy, coaching, counselling, management training or mindfulness sessions with accredited professionals.
- Holidays- 33 days annual leave (including bank holidays) plus your birthday off. In the UK, Christmas Day, Boxing Day and New Year's Day are fixed holidays.
- Learning opportunities- Our two-day onboarding programme, ModStart, helps equip you for success. We'll continue to support your development through various channels.
- Company-wide events- Participate in collaborative and engaging events with colleagues across the business.
- Cycling- Bike to work and e-bike scheme.
ModInclusion
At Modulr, we're committed to building a diverse, equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe it's the right thing for our people, our business, and the community we operate in.
By submitting your CV, you consent to us using your personal data to assess your application, contact you, or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing peopleops@modulrfinance.com - though this will withdraw you from consideration for the role.
Client Risk Analyst in London employer: Modulr
Modulr is an exceptional employer located in London, offering a vibrant work culture that prioritises employee well-being and professional growth. With generous benefits such as share options, flexible spending on personal needs, and extensive annual leave, employees are empowered to thrive both personally and professionally. The dynamic environment fosters collaboration and innovation, providing paralegals with hands-on experience alongside seasoned legal professionals in the fast-paced payments industry.
StudySmarter Expert Advice🤫
We think this is how you could land Client Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Modulr. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Client Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Modulr.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Modulr's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Modulr
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Modulr.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Modulr will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Modulr employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
