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For Companies At a Glance
- Tasks: As an Underwriter, you'll assess new business applications and support dealer operations.
- Company: Join a dynamic team at RCI Bank, a leader in financial services.
- Benefits: Enjoy 27 days annual leave, private healthcare, and a generous pension scheme.
- Why this job: Be part of a supportive culture that values teamwork and proactive problem-solving.
- Qualifications: No specific experience required, just a keen eye for detail and good numeracy skills.
- Other info: Applications close on 3rd September 2025, so don't miss out!
The predicted salary is between 36000 - 60000 £ per year.
Job Purpose
The New Business Underwriter will demonstrate excellent attention to detail and will be the proactive point of contact between the Dealer Operations department, Network Funding , Dealer Account Managers and the Dealer Network. Ensuring new business applications are assessed in a timely, accuratemanner.
To be considered for an interview, please make sure your application is full in line with the job specs as found below.
You will also support the development of Alliance manufacturer dealer network through managing the risk and provision of Mobilize-FS wholesale funding.
Detailed Description
- Respond to all Dealer enquiries in an efficient and courteous manner via phone or email.
- Assist dealers to convert a negative decision to an acceptable proposal to RCI, providing the risk is within RCI guidelines.
- Follow up on a daily basis any proposals you have deferred for further information
- Underwrite referred proposals within authority and refer to a higher-level authority when necessary
- Ability to read & understand company accounts in order to make sound decisions
- Ensure CIFAS applications are investigated correctly and thoroughly and that any possible frauds are identified promptly referred for further action.
- Highlight any problems that may arise to your manager and offer possible solutions
- Ensure department Service Quality Commitments (SQC’s) and Key Performance Indicators (KPIs) are met whilst also maintaining high service levels and standards
- Work transversely across Operations and throughout the business supporting your colleagues in other areas
- Assist with other job functions within the team inline with business needs..
- Protect the company at all times from fraud and financial exposure
- Comply with all company procedures and standards
- To comply with all relevant legislation at all times such as Consumer Credit Act, Money Laundering Act, Data Protection Act and the FLA code of practice
The main internal contacts in the role will be Operations, Sales, Marketing, Network Funding and Dealer Account Managers.
External contacts include the dealer network, manufacturers and suppliers
Knowledge and Skills
- Asset underwriting experience
- Eye for detail & Good standard of numeracy
- Excellent telephone manner and communication skills
- Effective written / verbal communication skills
- Ability to read & understand company accounts
- Team Player
- Pro-active attitude
- Computer literate
- Problem solving
What do we offer?
The benefits package includes:
- 27 days annual leave + 2 extra half days (Christmas Eve and New Year’s Eve) + Bank Holidays
- Private Healthcare – Self
- Annual bonus scheme – up to 6% non-contractual bonus
- Loan Plan Scheme – entitled up to 2 vehicles at any one time
- Generous contributory pensions scheme
We also offer an annual Flexible Benefit Scheme that allows you to trade in your core benefit for a variety of other benefits These include –
- Option to buy / sell up to x 5 days annual leave
- Option to purchase retail vouchers, private dental, health screening
- Cycle to work scheme (Bicycle)
- Gym Flex Scheme
- RCI Bank Staff Freedom Savings Account
- Free Eye test Voucher
- Access to over 400 Brand retailers with vast array of discounts
- Wellbeing centre providing education, support, and tools to help you live a healthier and happier life
Applications should be received by the 3rd of September 2025.
Underwriter employer: Mobilize Financial Services
Contact Detail:
Mobilize Financial Services Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter
✨Tip Number 1
Familiarise yourself with the key responsibilities of an Underwriter, especially in relation to dealer operations and risk management. Understanding these aspects will help you engage in meaningful conversations during interviews.
✨Tip Number 2
Network with professionals in the finance and underwriting sectors. Attend industry events or join relevant online forums to gain insights and potentially get referrals that could lead to job opportunities.
✨Tip Number 3
Brush up on your knowledge of financial regulations and compliance standards, such as the Consumer Credit Act and Money Laundering Act. Being well-versed in these areas will demonstrate your commitment to the role and the company.
✨Tip Number 4
Prepare for potential interview questions by practising how you would handle specific underwriting scenarios. This will showcase your problem-solving skills and ability to make sound decisions under pressure.
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of an Underwriter. Familiarise yourself with the key skills required, such as attention to detail, communication skills, and the ability to assess financial documents.
Tailor Your CV: Customise your CV to highlight relevant experience in underwriting or similar roles. Emphasise your attention to detail, problem-solving abilities, and any experience with financial assessments or risk management.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your enthusiasm for the role and the company. Mention specific examples from your past experiences that demonstrate your suitability for the Underwriter position.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Mobilize Financial Services
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate a strong understanding of numeracy and financial concepts. Brush up on your ability to read and interpret company accounts, as this will likely come up during the interview.
✨Showcase Your Attention to Detail
Attention to detail is crucial in underwriting. Be prepared to discuss examples from your past experiences where your meticulous nature helped prevent errors or identify risks.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills. Think about how you would handle specific situations, such as converting a negative decision into an acceptable proposal.
✨Demonstrate Your Communication Skills
Since the role involves liaising with various departments and external contacts, highlight your effective communication skills. Prepare to discuss how you've successfully managed relationships in previous roles.