Credit Risk Policy & Frameworks; Credit Risk Appetite and Governance Analyst - 12 month FTC in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve.

MUFG is seeking an Analyst for their Credit Risk Policy and Frameworks team in London, offering you the opportunity to join a globally respected financial institution renowned for its commitment to excellence, integrity, and inclusive culture. This role sits within the Credit Strategy Group, where you will play a pivotal part in shaping credit risk management across EMEA, ensuring robust frameworks that align with regulatory standards and support business growth.

Join a globally recognised financial institution with a strong reputation for integrity, collaboration, and inclusive culture, where your contributions will be valued and supported by knowledgeable colleagues. Enjoy flexible working opportunities, and access to comprehensive training programmes designed to enhance your professional development and support your career progression.

What you'll do:

• Contribute to the development and maintenance of the EMEA credit risk management framework by identifying areas for improvement and supporting initiatives that ensure alignment with regulatory standards.
• Support the establishment and upkeep of EMEA regional credit policies by collaborating with relevant divisions to ensure consistency with Head Office procedures and regulatory requirements.
• Assist in horizon scanning for new regulations affecting credit risk management and proactively escalate portfolio vulnerabilities to key stakeholders.
• Participate in the running of the EMEA Regional Credit Committee by providing sound governance support and ensuring effective policy enforcement across divisions.
• Enhance credit risk appetite frameworks, concentration risk management strategies, Climate/ESG frameworks, Credit Strategy, and Credit Culture for EMEA through collaborative efforts with risk specialists.
• Work in partnership with global teams including CPPD to share best practices, provide support on policy development, and influence global standards appropriate for MUFG.
• Support credit-related projects within EMEA as well as bank-wide initiatives by contributing insights that help achieve project objectives efficiently.
• Build strong relationships with stakeholders across EMEA, Americas, Asia, and Tokyo HQ to foster co-operation and support the wider network’s goals.
• Coordinate timely remediation of audit points by ensuring compliance with internal controls and maintaining oversight of risk control environments such as SII remediation and RCSA framework.
• Provide support for New Product Approvals as Credit SME by reviewing proposals critically and challenging first and second lines of defence to maintain a robust operating environment.

What you bring:

• Proven track record in credit risk management.
• Deep familiarity with corporate banking products alongside strong analytical skills.
• Excellent organisational skills demonstrated through managing complex workloads efficiently while maintaining accuracy under tight deadlines.
• Outstanding English verbal and written communication abilities.
• Proficiency in Microsoft Office products.
• Ability to multi-task independently using initiative while being proactive.
• Flexible attitude combined with meticulous attention to detail.
• Experience developing credit policies or risk appetite frameworks is highly desirable.
• A Bachelor’s degree or equivalent banking experience.

What sets this company apart:

MUFG stands out as one of the world’s leading financial institutions thanks to its unwavering commitment to integrity, inclusivity, and responsible growth leadership. The company fosters an environment where collaboration thrives, encouraging employees from all backgrounds to share ideas openly while supporting each other’s professional journeys.

As part of MUFG’s extensive global network spanning EMEA, Americas, Asia, and Tokyo HQ, you benefit from exposure to international best practices while enjoying access to knowledgeable mentors who nurture talent at every stage.

Joining MUFG means becoming part of a dependable team united by shared values: honesty, empathy, loyalty, modesty, kindness and above all else, a commitment to making finance work better for communities worldwide.

What's next:

If you are ready to take your credit risk expertise further within a globally respected bank that values collaboration and personal growth, apply now!