AVP Credit Manager, Securitisation in London

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This role offers you the opportunity to join a global network with over 150,000 employees and a rich heritage spanning more than 350 years. As part of MUFG’s Credit Office for EMEA, you will play a pivotal role in supporting the assessment and management of credit risks within structured finance transactions, specifically focusing on securitisation. You will be empowered to make thoughtful recommendations and decisions that shape the future of credit risk frameworks across the region.

MUFG is committed to nurturing talent, fostering shared growth, and providing a transparent, fair, and honest workplace culture. With flexible working opportunities, generous pension contributions, and access to extensive training programmes, this is your chance to build a rewarding career at a leading financial institution that values integrity, responsibility, and long-term relationships.

What you'll do:

• As an Assistant Vice President Credit Manager Securitisation at MUFG in London, you will be entrusted with responsibilities that are central to the success of the Securitisation Credit Team. Your day-to-day activities will involve reviewing complex credit applications related to asset-backed finance transactions such as auto & consumer credit, RMBS, trade receivables, and other structured products.
• You will collaborate closely with senior colleagues to ensure recommendations are well-considered and aligned with MUFG’s risk appetite. Portfolio monitoring will be a continuous process requiring vigilance against emerging risks while adhering strictly to regulatory guidelines.
• You will also contribute actively to developing robust credit risk frameworks that support both shareholders’ interests and client requirements.
• Your role extends beyond technical analysis; you’ll represent the division at internal forums, share knowledge across teams, support strategic initiatives aimed at improving credit processes, and foster an environment where risk management is embedded into every decision.
• Success in this position means being dependable in delivering high-quality work under pressure, demonstrating empathy when communicating complex issues to diverse stakeholders, embracing ongoing learning about new asset classes or jurisdictions, and embodying MUFG’s values of integrity and responsibility throughout all interactions.

What you bring:

• Proven expertise from previous roles involving credit or structuring responsibilities within financial institutions—ideally focused on securitisation transactions.
• Familiarity with asset classes such as auto & consumer credit or RMBS will enable you to assess complex deals confidently.
• A solid foundation in corporate banking or structured finance ensures you understand both market dynamics and legal implications affecting these products.
• Your ability to communicate clearly—both verbally and in writing—will be essential when presenting recommendations or collaborating across departments.
• Academic credentials such as a Bachelor Degree (with preference given to candidates holding a Masters Degree) demonstrate your commitment to professional development.
• Interpersonal skills are vital: you must be empathetic when engaging colleagues at all levels while remaining open-minded about learning new frameworks or adapting quickly to regulatory changes.
• Dependability is key—you’ll need a results-oriented mindset paired with accountability for outcomes delivered under pressure.
• Logical thinking supports your analytical work while strong numerical abilities guarantee accuracy in assessments.
• Advanced Microsoft Office proficiency rounds out your toolkit for producing insightful reports that inform decision-making.

What sets MUFG apart:

MUFG stands apart as one of the world’s leading financial groups thanks to its unwavering commitment to integrity, transparency, fairness, and responsibility. With over 350 years of history behind it—and operations spanning more than 50 countries—MUFG offers employees unparalleled opportunities for personal growth within a truly global network.

The organisation’s vision is clear: be the world’s most trusted financial group by attracting talented individuals who share its values. Employees benefit from flexible working arrangements tailored around their needs alongside generous pension contributions that secure their future wellbeing. Training opportunities abound so you can continually expand your skillset while advancing your career within supportive teams led by knowledgeable professionals who value collaboration above all else.

MUFG fosters an inclusive environment where everyone is encouraged to connect meaningfully with colleagues across regions—building lasting relationships that serve society as well as clients’ interests. By joining MUFG you become part of an institution dedicated not only to financial excellence but also shared sustainable growth for a better world.

What's next:

If you are ready to take your career forward with one of the world’s most respected financial institutions—and want your expertise in securitisation credit management recognised—this is your moment! Apply today by clicking on the link provided. We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.