At a Glance
- Tasks: Lead credit coverage for private credit portfolios and ensure robust transaction oversight.
- Company: Join MUFG, a global leader in financial services with a commitment to diversity.
- Benefits: Competitive salary, inclusive culture, and opportunities for professional growth.
- Other info: Collaborate globally and enhance your career in a supportive team atmosphere.
- Why this job: Make a real impact in finance while developing your skills in a dynamic environment.
- Qualifications: 5+ years in credit risk management and strong analytical skills required.
The predicted salary is between 80000 - 100000 £ per year.
Responsibilities Act as primary credit coverage for private credit portfolio lending within Senior Secured Fund Finance (SSFF), ensuring robust assessment and oversight of all related transactions.
Review, challenge, and approve credit proposals recommended by first‑line defence teams, maintaining high standards of due diligence and regulatory compliance.
Develop globally consistent risk appetite frameworks for SSFF products in alignment with MUFG’s strategic objectives and evolving regulatory expectations.
Present complex transaction structures and risk frameworks to senior management for discussion and approval, providing clear recommendations based on thorough analysis.
Support junior staff by delivering training sessions, sharing knowledge on SSFF products, and ensuring effective task allocation for seamless trade execution.
Collaborate closely with regional FIG teams in EMEA and Tokyo, as well as other risk management functions, to enhance product offerings and risk frameworks.
Monitor portfolio performance by establishing efficient monitoring systems with first‑line stakeholders, identifying key risks early and taking proactive action when necessary.
Engage in regular dialogue with managers whose teams are involved in SSFF activities to ensure sufficient capacity and optimal resource allocation.
Work with legal teams, clients, and internal stakeholders to set credit risk‑related terms in trading documentation that mitigate potential risks effectively.
Participate in multi‑department projects aimed at enhancing monitoring efficiency, developing new systems, or improving risk measurement processes.
Qualifications and Experience Significant experience managing credit risk within major financial institutions, particularly involving private credit portfolios such as Senior Secured Fund Finance (minimum five years).
Comprehensive understanding of private credit funds’ investment strategies with proven ability to analyze associated risks and mitigations.
Demonstrated familiarity with portfolio‑based lending on a non‑recourse basis as well as deep knowledge of relevant legal documentation and structural standards.
Bachelor’s degree or equivalent qualification is essential; possession of a Master’s degree or relevant industry accreditation would be advantageous.
Experience working with common loan client types such as middle‑market corporates, insurance companies, or service providers is beneficial.
Excellent communication skills enabling you to convey complex credit arguments clearly and concisely to both technical and non‑technical audiences.
Proven interest in developing new skills—both personally and within your team—while nurturing an inclusive environment built on knowledge sharing.
Ability to operate calmly under pressure while managing multiple priorities efficiently; strong sense of accountability coupled with sound judgement skills.
Working knowledge of Microsoft Office suite alongside familiarity with data aggregation tools used for monitoring purposes within large financial institutions.
Understanding of key regulatory frameworks impacting credit risk management within banking environments is considered beneficial.
Equal Employment Opportunity Statement MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count.
We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non‑discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law. #J-18808-Ljbffr
FIG Credit Director - SSFF employer: Mitsubishi UFJ Financial Group
MUFG is an exceptional employer located in London, offering a dynamic work environment that prioritises employee growth and development. With access to international networks, cutting-edge resources, and ongoing training opportunities, employees are empowered to reach their full potential. The company fosters a culture of inclusivity and diversity, ensuring that every voice is heard and valued, making it an ideal place for those seeking meaningful and rewarding careers in financial crime risk and compliance.
Contact Details:
Mitsubishi UFJ Financial Group Recruitment Team