At a Glance
- Tasks: Analyse financial data to assess credit risks and support decision-making.
- Company: Join Mitsubishi Electric, a global leader committed to innovation and sustainability.
- Benefits: Enjoy 25 days annual leave, flexible working, and comprehensive health benefits.
- Other info: Be part of a dynamic team with opportunities for personal and professional growth.
- Why this job: Make a real impact in a role that supports business growth and risk management.
- Qualifications: Strong analytical skills and a passion for finance are essential.
The predicted salary is between 49500 - 60500 £ per year.
Are you looking to build a career within a Global Company with opportunities for growth and development? Do you want to join a company that that is making a difference?
About us
We, the Mitsubishi Electric Group, contribute to the realisation of a vibrant and sustainable society through continuous technological innovation and ceaseless creativity. "Changes for the Better" represents the Mitsubishi Electric Group’s attitude to "always strive to achieve something better", as we continue to change and grow.
Each one of us shares a strong will and passion to continuously aim for change, reinforcing our commitment to creating "an even better tomorrow"
Role summary
The primary responsibility of the Credit Risk Analyst is to apply effective Credit Risk Management practices and support the Credit Risk Supervisor in identifying potential risks and opportunities that may impact the company’s profitability.
Ensuring that all credit limit decisions comply with the MEU Credit Policy, the analyst will employ various analytical techniques, including reviewing and analysing financial statements and other pertinent financial information to assess the stability and financial health of our customers.
The analyst will manage ongoing customer and portfolio reviews, communicate effectively with credit insurers, customers and internal stakeholders, and build strong relationships with Business Units and Sales teams to support understanding of credit policies and decisions.
The role will also provide regular credit risk monitoring and financial reporting to the Credit Risk Supervisor, including month-end and year-end requirements, while supporting the ongoing development and effectiveness of the Credit Risk function.
Key Responsibilities
- Analyse financial statements, credit reports, payment history and other relevant information to support credit decisions.
- Proactively review the creditworthiness of existing customers to identify risk and growth opportunities.
- Assess and approve or recommend appropriate credit limits in line with the MEU-UK Credit Policy.
- Build and maintain effective relationships with Sales, Credit Insures and other key internal and external stakeholders.
- Produce regular KPI and portfolio reporting to support visibility and effective credit risk management.
- Complete month-end Credit Risk reporting, including overdue positions, credit exposure, bad debt and other key risk metrics for management review.
- Maintain accurate customer data, credit records and related administration to support reporting accuracy and process control.
- Support the Credit Risk Supervisor with system improvements and wider departmental initiatives.
- In return for your commitment, we will offer you some fantastic benefits:
- Generous annual leave allowance - 25 days per year, plus bank holidays increasing by one day with each year of service until 27 days per year.
- Flexible Working - we offer a range of flexible working options that include working from home or hybrid working.
- Pension.
- Life Assurance.
- Private Medical, Dental Insurance and a Cash Plan Scheme - Single cover funded by Mitsubishi.
- Access to Mitsubishi’s very own discount platform.
- Colleague Referral Scheme.
- Holiday Buy.
- Long Service Awards.
- Cycle to Work Scheme.
- Sports & Social Club (Recent events such as theatre trips, Ascot, Paintball, The Darts)
- Employee Assistance Programme including additional services Eldercare & Best Doctors.
Equality and Diversity
As the business environment around Mitsubishi Electric Group is rapidly changing, providing a workplace where employees can work to their full potential regardless of gender or age is essential to business development
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Credit Risk Analyst in Hatfield employer: Mitsubishi Electric – UK
Mitsubishi Electric Group is an exceptional employer, offering a dynamic work environment in Hatfield that fosters growth and development through innovative practices. With a strong commitment to employee well-being, we provide generous benefits including flexible working options, comprehensive health coverage, and opportunities for professional advancement, all while contributing to a sustainable society through technological innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in Hatfield
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We think you need these skills to ace Credit Risk Analyst in Hatfield
Some tips for your application 🫡
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✨Brush Up on Financial Analysis Skills
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