Chief Risk Officer, Advisory & Lloyd’s Platform in London

Chief Risk Officer, Advisory & Lloyd’s Platform

(Insurance & Reinsurance Advisory)

London | Hybrid | Full-time

The opportunity

A founder-led insurance and reinsurance advisory is seeking a senior risk leader to work across Board-level advisory assignments and the development of a new Lloyd’s-focused regulated platform .

This is a rare role for someone who wants to combine senior risk advisory work with genuine ownership of risk strategy, governance and framework development , rather than stepping into an established CRO function.

The role offers breadth with continuity: you will advise insurers, reinsurers and other market participants today, while playing a significant role in building the risk capability required as the business develops its wider Lloyd’s platform.

The role will carry the SMF4 remit for the regulated business, subject to the relevant approvals.

What you’ll do

You will work across two complementary pillars , with the balance developing as the business grows.

• Lead and deliver senior risk, governance and regulatory advisory assignments for insurance and reinsurance clients
• Advise Boards and senior management on risk strategy, risk appetite, governance and enterprise risk management
• Translate complex risk, actuarial and capital issues into clear, decision-useful advice
• Provide independent challenge while maintaining a commercial and pragmatic approach
• Lead work across areas including ORSA, risk appetite, emerging risk, scenario analysis, operational risk and resilience
• Work closely with actuarial, underwriting, finance, compliance and executive stakeholders
• Prepare Board and senior management papers, risk assessments and decision-support materials
• Support clients through periods of growth, transformation, regulatory change and new business development
• Develop senior client relationships and contribute to the continued growth of the advisory proposition
• Play a key role in the Lloyd’s Making it Happen process, supporting the development, assessment and progression of new syndicates and underwriting businesses
• Subject to the relevant approvals, assume the SMF4 Chief Risk Officer responsibilities for the regulated business, once it is approved
• Shape and implement the enterprise risk management framework for the developing regulated platform
• Lead the development and ongoing oversight of the ORSA, including risk and capital assessment, stress and scenario testing, and Board engagement
• Establish proportionate risk appetite, governance, policies, reporting and control frameworks
• Provide senior risk leadership and independent challenge as the operating model develops
• Provide senior risk input into business planning, syndicate development and approval activity
• Work closely with senior management, Boards and relevant Lloyd’s and regulatory stakeholders
• Oversee key areas including operational resilience, third-party risk, technology risk and other non-financial risks
• Ensure emerging, strategic and operational risks are identified, assessed and appropriately managed
• Develop Board and committee risk reporting, ensuring material risks are clearly articulated and appropriately escalated
• Help build a strong risk culture and scalable risk capability as the platform grows

Who this is for

You are likely:

• A qualified actuary or experienced senior insurance risk professional , with significant senior-level experience
• Experienced within the London Market / Lloyd’s , with a strong understanding of insurance and reinsurance
• Currently operating at CRO, Deputy CRO, CRO-1 or equivalent senior risk leadership level
• Experienced in developing, implementing or overseeing enterprise risk management frameworks
• Familiar with Lloyd’s governance, regulatory expectations and syndicate operating structures
• Experienced across areas such as risk appetite, ORSA, operational risk, emerging risk, resilience and risk governance
• Comfortable working directly with Boards, regulators, executives and other senior stakeholders
• Able to provide robust independent challenge while remaining commercial, pragmatic and solutions-focused
• Comfortable moving between strategic leadership, detailed delivery and Board-level communication
• Motivated by the opportunity to build capability rather than simply maintain an established framework

Experience working within a consulting, advisory or professional services environment would be highly advantageous.

You should also be comfortable operating in a client-facing environment , developing relationships, leading senior advisory engagements and moving between external advisory work and regulated leadership responsibilities.

Experience supporting the establishment, approval or development of new Lloyd’s businesses or syndicates would be particularly valuable.

Previous SMF4 experience is helpful, but we would also consider candidates with the experience, judgement and seniority to be credible for a future SMF4 appointment.

What we offer

• A senior role combining advisory variety with long-term ownership
• The opportunity to shape risk capability from an early stage , rather than inherit an established function
• Direct access to founders, Boards and senior decision-makers
• High trust, significant autonomy and meaningful influence over how the business develops
• Exposure across advisory, Lloyd’s market development and regulated business
• The opportunity to help shape a new risk function and broader Lloyd’s platform
• Competitive package with growth potential as responsibilities expand

Unfortunately our client cannot provide sponsorship for this position

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