Affinity Underwriter – Employee Benefits & Affinity A&H Team
Location: London
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long‑term, profitable growth.
Built on meritocracy, our unique company culture rewards self‑starters and those who are committed to doing what is best for our customers.
Day to Day
Underwrite, price and negotiate accounts consistent with the quality of risk and according the company’s strategy and guidelines.
Work to develop existing business and expand into new product areas.
Good understanding of policy wording & slip operative clauses.
Create, develop and maintain relationships with intermediaries and clients.
Develop and maintain relationships with insurers.
Review and implement changes to existing pool of wordings.
Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
Achieve agreed GWP and income targets as.
Undertake data analysis and management reporting and identify any issues or opportunities.
About you
You’ll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role.
Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What’s on offer
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+
Location: London
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long‑term, profitable growth.
Built on meritocracy, our unique company culture rewards self‑starters and those who are committed to doing what is best for our customers.
Day to Day
Underwrite, price and negotiate accounts consistent with the quality of risk and according the company’s strategy and guidelines.
Work to develop existing business and expand into new product areas.
Good understanding of policy wording & slip operative clauses.
Create, develop and maintain relationships with intermediaries and clients.
Develop and maintain relationships with insurers.
Review and implement changes to existing pool of wordings.
Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
Achieve agreed GWP and income targets as.
Undertake data analysis and management reporting and identify any issues or opportunities.
About you
You’ll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role.
Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What’s on offer
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+
Contact Details:
Millstream Underwriting Limited Recruitment Team
