At a Glance
- Tasks: Monitor and investigate customer transactions to prevent financial crime.
- Company: Join a dynamic fintech leader with a collaborative and innovative culture.
- Benefits: Remote work options, special leave days, and continuous development support.
- Other info: Flexible start-up environment with excellent career growth opportunities.
- Why this job: Make a real impact in the fight against money laundering and financial crime.
- Qualifications: 2-3 years in AML or financial crime, strong analytical skills required.
The predicted salary is between 34650 - 42350 £ per year.
Mi Finity is a dynamic, licensed, and regulated fintech leader offering cost-effective, end-to-end payment solutions for businesses, merchants, and consumers.
With over 20 years of experience in online payments, we have built a highly secure technology platform and a growing global network of financial and banking partners.
Our core service, the Mi Finity e Wallet, enables seamless money transfers worldwide through our extensive bank network and local payment options.
As we continue to expand across multiple global verticals, we foster a collaborative, inclusive work environment while maintaining a start-up culture that values flexibility, autonomy, and innovation across all of our offices in Dublin, Malta, and Belfast.
About the Role
The AML Analyst is responsible for monitoring and investigating customer activity to detect and prevent money laundering, terrorist financing, sanctions breaches, fraud, and other financial crime risks.
Working closely with the AML and Compliance teams, the role supports Mi Finity's AML/CFT framework across payment, e-money.
- Remote work allowance post probation beginning at 3 weeks in year 1 and increasing with tenure.
- Additional special leave days such as extra day for birthday/moving home, extra days for marriage, graduation, citizenship ceremony.
- Study and Exam Leave to further support career and educational growth.
- Continuous Development Program sponsoring further education through courses and workshops.
Key Responsibilities
- Monitor and investigate customer transactions, reviewing alerts and identifying suspicious activity using AML monitoring systems.
- Conduct ongoing customer monitoring to ensure activity aligns with customer profiles, source of funds, and expected behaviour.
- Perform CDD and EDD, including reviews of high-risk customers, jurisdictions, PEPs, and crypto-asset related activity where applicable.
- Support customer risk assessments, periodic reviews, remediation activities, and regulatory compliance initiatives.
- Identify and elevate potential money laundering, sanctions, fraud, and other financial crime risks in line with internal policies and regulatory requirements.
- Any other ad hoc tasks assigned by Management from time to time.
Experience & Knowledge
- 2-3 years' experience in AML, Financial Crime, Fraud, Compliance, or Risk within a regulated financial services environment.
- Experience in transaction monitoring, investigations, customer due diligence.
- Strong understanding of AML/CFT, KYC, sanctions compliance, and financial crime prevention
- Experience in fintech, payments, banking, EMI, PSP, or crypto-asset businesses is advantageous.
Skills
- Strong analytical and investigative capability, with excellent attention to detail.
- Ability to identify suspicious activity and make sound risk-based decisions.
- Excellent communication and report-writing skills.
- Proficient in AML monitoring systems and Microsoft Excel.
- Able to work independently and manage competing priorities in a fast-paced environment.
- Preferred Qualifications
- AML/CFT, Compliance, Financial Crime, or crypto-related professional certifications are desirable.
- #J-18808-Ljbffr
AML Analyst employer: MiFinity
MiFinity is an exceptional employer that fosters a dynamic and inclusive work culture in the heart of Belfast. With a strong commitment to employee growth, we offer comprehensive training and development opportunities, ensuring our team members thrive in their careers while contributing to meaningful financial crime prevention efforts. Join us to be part of a forward-thinking fintech leader that values innovation and collaboration.
StudySmarter Expert Advice🤫
We think this is how you could land AML Analyst
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like MiFinity looking for candidates who are engaged and informed.
We think you need these skills to ace AML Analyst
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at MiFinity. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at MiFinity
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with MiFinity’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
