Self Employed mortgage and protection advisor in Birmingham
Self Employed mortgage and protection advisor

Self Employed mortgage and protection advisor in Birmingham

Birmingham Freelance 42000 - 84000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Provide expert mortgage and protection advice while managing client relationships.
  • Company: Join a dynamic team in Birmingham with flexible working options.
  • Benefits: Enjoy uncapped earnings, admin support, and access to a wide lender panel.
  • Why this job: Experience the freedom of self-employment with strong earning potential.
  • Qualifications: CeMAP qualified with experience in mortgage and protection sales.
  • Other info: Ideal for ambitious brokers seeking independence and growth.

The predicted salary is between 42000 - 84000 £ per year.

We are looking for a motivated and experienced Self-Employed Mortgage & Protection Broker to join our growing team, covering the Birmingham area with a focus on the Great Barr region. This is an excellent opportunity for an adviser who wants flexibility, strong earning potential, and support with lead generation while maintaining self-employed independence.

What We Offer

  • Self-employed flexibility & uncapped earnings
  • Competitive commission splits
  • Some qualified leads provided
  • Admin and compliance support available
  • Access to a wide lender and protection panel
  • Opportunity to build your own client bank
  • Remote / work-from-home flexibility

Key Responsibilities

  • Provide mortgage and protection advice in line with FCA regulations
  • Manage client relationships from enquiry to completion
  • Source suitable mortgage and insurance products
  • Conduct fact-finds and affordability assessments
  • Package and submit applications
  • Cross-sell protection products (life, CIC, income protection, etc.)
  • Maintain compliant client files and documentation

Requirements

  • CeMAP qualified (or equivalent)
  • Competent Adviser Status (CAS) preferred
  • Experience in mortgage and protection sales
  • Strong knowledge of the UK lending market
  • Self-motivated with excellent communication skills
  • Ability to work independently and manage your pipeline

Earnings Potential

Uncapped commission — realistic OTE £60,000+ depending on performance, lead conversion, and self-generation.

Ideal Candidate

This role would suit an ambitious broker who:

  • Wants the freedom of self-employment
  • Can convert provided leads effectively
  • Is confident generating their own business
  • Values admin/compliance support

To Apply: Please send your CV and a brief overview of your experience to discuss this opportunity further.

Self Employed mortgage and protection advisor in Birmingham employer: Midlands mortgage brokers limited

Join a dynamic team as a Self-Employed Mortgage & Protection Broker in the Great Barr region of Birmingham, where you can enjoy the freedom of self-employment while benefiting from competitive commission splits and admin support. With flexible remote working options and access to a wide lender panel, this role offers an excellent opportunity for ambitious advisers to build their own client bank and achieve uncapped earnings potential in a supportive environment.
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Contact Detail:

Midlands mortgage brokers limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Self Employed mortgage and protection advisor in Birmingham

✨Tip Number 1

Network like a pro! Get out there and connect with other mortgage and protection advisors, attend industry events, and join relevant online forums. The more people you know, the more opportunities will come your way.

✨Tip Number 2

Leverage social media to showcase your expertise. Share tips, success stories, and insights about the mortgage market on platforms like LinkedIn. This not only builds your personal brand but also attracts potential clients.

✨Tip Number 3

Don’t underestimate the power of follow-ups! After meeting potential clients or leads, drop them a quick message to check in. It shows you care and keeps you top of mind when they’re ready to make a decision.

✨Tip Number 4

Apply through our website for the best chance at landing that role! We’re all about supporting motivated brokers like you, so don’t miss out on the opportunity to join our team and take your career to the next level.

We think you need these skills to ace Self Employed mortgage and protection advisor in Birmingham

CeMAP qualification
Competent Adviser Status (CAS)
Mortgage and protection sales experience
Knowledge of the UK lending market
Client relationship management
Fact-finding and affordability assessments
Application packaging and submission
Cross-selling protection products
Compliance and documentation maintenance
Self-motivation
Excellent communication skills
Independent working
Pipeline management
Lead generation

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in mortgage and protection advising. We want to see how your skills match the role, so don’t be shy about showcasing your achievements!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this self-employed role. Share your motivation and how you can contribute to our team while enjoying the flexibility.

Showcase Your Independence: Since this role is all about self-employment, let us know how you manage your time and pipeline effectively. We love seeing candidates who are self-motivated and can thrive independently!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you don’t miss out on any important updates from our team!

How to prepare for a job interview at Midlands mortgage brokers limited

✨Know Your Stuff

Make sure you brush up on your knowledge of the UK lending market and the latest mortgage and protection products. Being able to discuss specific products and how they meet client needs will show that you're not just knowledgeable but also passionate about what you do.

✨Showcase Your Independence

As a self-employed broker, it's crucial to demonstrate your ability to work independently. Prepare examples of how you've successfully managed your own client relationships and pipeline in the past. This will highlight your self-motivation and organisational skills.

✨Prepare for Compliance Questions

Since compliance is key in this role, be ready to discuss how you ensure that your advice aligns with FCA regulations. Bring examples of how you've maintained compliant client files and documentation in previous roles to showcase your attention to detail.

✨Highlight Your Lead Conversion Skills

The job mentions converting leads effectively, so come prepared with specific examples of how you've turned leads into clients. Discuss your strategies for follow-ups and building rapport, as this will demonstrate your sales acumen and ability to generate business.

Self Employed mortgage and protection advisor in Birmingham
Midlands mortgage brokers limited
Location: Birmingham
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