Commercial Manager in London

Commercial Manager in London

London Full-Time 45000 - 55000 £ / year (est.) No working from home possible
Midland Credit Management, an Encore Capital Group Company

At a Glance

  • Tasks: Shape and negotiate new debt purchase opportunities while managing key client relationships.
  • Company: Join Cabot Credit Management, an award-winning company focused on ethical practices.
  • Benefits: Enjoy a competitive salary, bonus scheme, and discounts at high-street shops.
  • Other info: Diversity and inclusion are core values; we celebrate unique talents and perspectives.
  • Why this job: Make a real impact in a fast-paced industry with diverse opportunities for growth.
  • Qualifications: Experience in sales or commercial roles with strong analytical and negotiation skills.

The predicted salary is between 45000 - 55000 £ per year.

Are you ready to step into a highly influential commercial role at the heart of our UK Debt Purchase business here at Cabot Credit Management? We’re looking for a Commercial Manager who can blend strong analytical capability with confident stakeholder engagement to help shape, negotiate and deliver new debt purchase opportunities. This is a unique opportunity within a niche and fast‑paced industry - partnering with vendors, intermediaries and a wide range of internal stakeholders and specialists across pricing, contracts, due diligence, finance and operations. You’ll play a key role in sourcing and executing acquisitions, managing key client relationships, and ensuring newly purchased portfolios perform in line with our commitments.

If you bring solid commercial experience, strong analytical skills, emotional intelligence, and the confidence to influence and negotiate, you’ll be well‑placed to succeed and grow within this role!

What you can expect as a Commercial Manager:

  • Permanent
  • Willingness to travel to our Kings Hill (Kent) or Cannon Street (London) office when required.
  • Competitive salary and a fantastic bonus scheme.
  • Entitled to loads of great benefits including discount and cash back on hundreds of high-street shops and private health insurance, plus much more.

Key responsibilities include:

  • Build and maintain strong, multi‑level relationships with allocated clients, understanding their strategies and identifying debt sale opportunities.
  • Source, negotiate and structure portfolio purchase opportunities, working closely with the Commercial Director, Head of Commercial and the wider Deals Team.
  • Support the negotiation of sale and purchase agreements, collaborating with the Legal Team to ensure all key commercial terms are appropriately covered.
  • Work with internal Operational Stakeholders to ensure newly acquired portfolios perform in line with pricing expectations, capturing and applying learnings to future acquisitions.
  • Partner with Client Services and the External Services Management teams to ensure effective due diligence and smooth post‑sale processes for allocated clients.

We are looking for someone with:

  • Experience within a sales or commercial role with proven track record of sourcing and negotiating complex deals with single or multiple external stakeholders.
  • Strong self-starter with exceptional self and social awareness and the ability to read and adjust to all situations.
  • Strong people skills with the ability to build and develop relationships and networks.
  • Comprehensive business understanding and acumen.
  • Strong analytical skills.
  • Customer and commercially focused.
  • Negotiation and relationship management skills.
  • Ability to work within a complex setting, both anticipating, responding to and leading changes.
  • Strong personal and professional ethics, integrity, and standards.

What happens next?

Working for Cabot: You’ll be working for an award winning; Investors in People Gold accredited organisation. We’re passionate about the ethical treatment of our customers and employees. Our mission is to create pathways to economic freedom. Our vision is to make credit accessible by partnering with our consumers to restore their financial health. Diversity and inclusion are very important to us at Cabot, and we value a multitude of diverse talent within our business. We want everyone to be themselves at work and encourage a culture that includes everyone. Our policies ensure that every candidate and employee are treated fairly and with equal opportunities.

At Cabot we are highly regulated by our clients, as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we are unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK – we are unfortunately unable to offer sponsorship.

Commercial Manager in London employer: Midland Credit Management, an Encore Capital Group Company

Cabot Credit Management is an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of the UK. Employees benefit from comprehensive professional development opportunities, competitive remuneration, and a commitment to maintaining high ethical standards in all operations, making it a rewarding place for those looking to make a meaningful impact in the debt acquisition sector.

Midland Credit Management, an Encore Capital Group Company

Contact Details:

Midland Credit Management, an Encore Capital Group Company Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Commercial Manager in London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Midland Credit Management, an Encore Capital Group Company. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Commercial Manager in London

Analytical Skills
Stakeholder Engagement
Negotiation Skills
Relationship Management
Commercial Acumen
Sales Experience
Due Diligence

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Midland Credit Management, an Encore Capital Group Company.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Midland Credit Management, an Encore Capital Group Company's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Midland Credit Management, an Encore Capital Group Company

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Midland Credit Management, an Encore Capital Group Company.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Midland Credit Management, an Encore Capital Group Company will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Midland Credit Management, an Encore Capital Group Company employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.