At a Glance
- Tasks: Monitor and manage enterprise risks across various departments in a leading global finance company.
- Company: Join a top-tier global captive auto finance organisation backed by a major automotive group.
- Benefits: Enjoy lucrative compensation and opportunities for professional growth.
- Why this job: Make a real impact on risk management in a dynamic, fast-paced environment.
- Qualifications: In-depth knowledge of dealer financing and expertise in credit and operational risk.
- Other info: Collaborate with senior management and contribute to strategic business decisions.
The predicted salary is between 36000 - 60000 £ per year.
Chance to work with a leading global organization in the market.
Lucrative compensation.
About Our Client:
A leading global captive auto finance company backed by one of the world's largest automotive groups, offering retail, wholesale, and leasing solutions across multiple countries.
Job Description:
- Enterprise Risk Monitoring & Reporting: Assist in implementing and maintaining the Enterprise Risk Management (ERM) framework for the NBFC. Identify, assess, and track key business risks across departments such as Credit, Treasury, Operations, Collections, Legal, and IT. Maintain the Risk Register and Risk Control Self-Assessment (RCSA) documents, ensuring periodic updates and validation. Support the Risk Head in preparing monthly/quarterly risk reports for senior management, Risk Committees, and the Board. Monitor Key Risk Indicators (KRIs) and escalate breaches or emerging risk trends. Assist in preparation of Regulatory Documents like ICAAP/ Risk Appetite Statements/ Stress Testing/ Submission of periodic Regulatory Returns.
- Operational & Process Risk: Review key operational processes (Loan disbursal, dealer funding, collections, reconciliation, etc.) to identify process-level risks and control gaps. Track and analyze operational loss events, incidents, and near-misses; recommend corrective actions and preventive measures. Participate in process audits, control testing, and risk reviews with functional owners. Evaluate risk in outsourced vendor activities, dealer documentation, and third-party arrangements.
- Credit & Portfolio Risk Oversight: Coordinate with the Credit Policy and Portfolio teams to track portfolio quality trends, delinquency movements, and exposure concentration. Review exception reports and policy deviations for risk rationale and escalation to the Risk Head. Support in periodic stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions. Ensure adherence to the overall risk appetite framework defined for the wholesale lending business.
- Market, Liquidity & ALM Risk Support: Monitor interest rate movements, liquidity positions, and funding concentration in coordination with Treasury. Support ALCO (Asset-Liability Committee) through preparation of risk inputs, trend analysis, and scenario impacts. Evaluate exposure to OEM concentration risk or dependence on specific dealer networks.
- Regulatory, Compliance & Governance Risk: Track RBI and regulatory circulars applicable to NBFCs; highlight implications to relevant departments. Maintain the regulatory compliance tracker and support the Risk Head in regulatory submissions or inspections. Participate in policy reviews (Risk Management Policy, Credit Policy, Outsourcing Policy) and ensure periodic updates. Ensure risk governance frameworks are aligned with Board-approved charters and regulatory expectations.
- Strategic & Business Risk Analysis: Support management in assessing the risk implications of new products, processes, or business expansions (new regions or dealer programs). Evaluate business continuity and contingency risk, including stress on funding or dealer network disruptions. Contribute to the Annual Risk Assessment and Planning Exercise, identifying priority risk areas for monitoring. Provide analytical insights into business performance vs. risk appetite metrics.
- Data Analytics & Risk Tools: Assist in implementing and maintaining risk monitoring tools, dashboards, and MIS for business risk tracking. Use data analysis to identify emerging risk patterns, interdependencies, or control failures. Support automation and digitization initiatives in risk monitoring and control reporting.
The Successful Applicant:
Someone who has:
- In-depth understanding of dealer financing, wholesale credit structures, and auto market risks.
- Expertise in credit risk, operational risk, enterprise risk, and regulatory compliance.
- Strong grasp of RBI's NBFC regulatory environment including fair practices, capital adequacy, and risk-based supervision.
- Strategic thinking, board-level communication, and leadership presence.
- Familiarity with risk modeling, early warning systems, and technology-based risk tools.
Risk manager, Risk associate, ERM, Enterprise risk management in Weybridge employer: Michael Page
Contact Detail:
Michael Page Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk manager, Risk associate, ERM, Enterprise risk management in Weybridge
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its risk management practices. Be ready to discuss how your skills align with their needs, especially in areas like credit risk and regulatory compliance.
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've used data analytics in past roles to identify risks or improve processes. This will demonstrate your value in a risk management position.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Risk manager, Risk associate, ERM, Enterprise risk management in Weybridge
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Risk Manager or Associate. Highlight relevant experience in enterprise risk management, credit risk, and operational processes. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about risk management and how your background makes you a great fit for our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since data analytics is key in this role, make sure to mention any experience you have with risk monitoring tools or data analysis. We’re keen on seeing how you can use data to identify risks and improve processes.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and you’re good to go!
How to prepare for a job interview at Michael Page
✨Know Your Risk Management Framework
Make sure you understand the Enterprise Risk Management (ERM) framework inside out. Be ready to discuss how you've implemented or maintained similar frameworks in past roles, and think about specific examples where you've identified and mitigated risks.
✨Brush Up on Regulatory Knowledge
Familiarise yourself with the RBI's NBFC regulatory environment and any recent changes. Prepare to discuss how these regulations impact risk management practices, and be ready to share your insights on compliance and governance.
✨Showcase Your Analytical Skills
Be prepared to demonstrate your data analytics capabilities. Think of instances where you've used data to identify emerging risk patterns or improve risk monitoring tools. Highlight any experience with dashboards or MIS that you've worked on.
✨Communicate Like a Leader
Since this role involves board-level communication, practice articulating complex risk concepts clearly and confidently. Prepare to discuss how you've communicated risk assessments to senior management and how you can contribute to strategic decision-making.