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For Companies At a Glance
- Tasks: Evaluate creditworthiness and manage risk in the Retail sector.
- Company: Join a medium-sized organisation excelling in Banking & Financial Services.
- Benefits: Enjoy a competitive salary, hybrid work options, and a supportive environment.
- Why this job: Advance your career with opportunities for growth and impactful work.
- Qualifications: Experience in credit analysis and a degree in finance or economics required.
- Other info: Permanent role with a car allowance and 10% bonus.
The predicted salary is between 40800 - 46200 £ per year.
As a Credit Analyst, you will play a key role in assessing creditworthiness and managing risk within the Retail industry. This permanent role based in Camberley offers the opportunity to work in a hybrid environment within the Banking & Financial Services department.
Client Details
The hiring company is a medium-sized organisation operating within the Retail sector. They are committed to delivering excellence in the Banking & Financial Services department, providing robust solutions to their clientele.
Description
- Analyse financial data to evaluate creditworthiness and mitigate risks.
- Prepare detailed credit reports and present findings to stakeholders.
- Monitor existing credit accounts to ensure compliance with company policies.
- Collaborate with internal teams to streamline credit approval processes.
- Identify trends and provide recommendations to improve credit practices.
- Assist in the development of credit risk models and frameworks.
- Support the team in maintaining accurate and up-to-date financial records.
- Ensure adherence to industry regulations and company standards.
Profile
A successful Credit Analyst should have:
- Proven experience in credit analysis or a related role within Banking & Financial Services.
- Strong analytical and problem-solving skills.
- Proficiency in financial modelling and data analysis tools.
- Knowledge of industry regulations and compliance requirements.
- Excellent communication skills to liaise effectively with stakeholders.
- A degree in finance, economics, or a related field.
Job Offer
- Competitive salary ranging between 48,000 and 55,000.
- Hybrid working arrangement offering flexibility.
- Permanent contract within a stable and established organisation.
- Opportunities for career growth and development.
- Supportive work environment in Camberley.
- Car Allowance and 10% bonus
If you are ready to advance your career as a Credit Analyst in the Retail industry, we encourage you to apply today! #J-18808-Ljbffr
Senior Credit Analyst employer: Michael Page
Contact Detail:
Michael Page Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit analysis and risk management within the Retail sector. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the Banking & Financial Services industry, especially those who work in credit analysis. Attend relevant events or join online forums to connect with potential colleagues and learn more about the company culture.
✨Tip Number 3
Prepare to discuss specific financial modelling techniques and data analysis tools you have used in previous roles. Being able to articulate your hands-on experience will set you apart from other candidates.
✨Tip Number 4
Research the hiring company’s approach to credit risk and compliance. Understanding their policies and practices will allow you to tailor your responses in interviews and show that you are aligned with their values.
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and the Banking & Financial Services sector. Use specific examples that demonstrate your analytical skills and familiarity with financial modelling.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key responsibilities of the role. Mention your experience in assessing creditworthiness, preparing reports, and collaborating with teams. Show enthusiasm for the opportunity to work in a hybrid environment.
Highlight Relevant Skills: In your application, emphasise your strong analytical and problem-solving skills. Include any specific tools or software you are proficient in that relate to data analysis and financial modelling.
Show Knowledge of Industry Regulations: Demonstrate your understanding of industry regulations and compliance requirements in your application. This will show that you are well-prepared to ensure adherence to company standards.
How to prepare for a job interview at Michael Page
✨Showcase Your Analytical Skills
As a Senior Credit Analyst, your ability to analyse financial data is crucial. Be prepared to discuss specific examples of how you've evaluated creditworthiness in the past and the methodologies you used. Highlight any tools or software you're proficient in that can aid in data analysis.
✨Understand Industry Regulations
Familiarise yourself with the key regulations and compliance requirements relevant to the Banking & Financial Services sector. During the interview, demonstrate your knowledge of these regulations and how they impact credit analysis. This will show that you are not only skilled but also aware of the broader context of your role.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions where you may need to assess a hypothetical credit situation. Practice articulating your thought process clearly and logically. This will help interviewers understand how you approach problem-solving and risk management in real-world situations.
✨Communicate Effectively with Stakeholders
Since excellent communication skills are essential for this role, prepare to discuss how you've successfully liaised with stakeholders in previous positions. Think of examples where your communication made a significant impact on credit decisions or team collaboration.
