At a Glance
- Tasks: Assess financial risks and ensure strong credit control processes in the transport industry.
- Company: Join a leading organisation in the transport and distribution sector.
- Benefits: Enjoy a competitive salary and a permanent position with growth potential.
- Other info: Dynamic role with opportunities to learn various functions within the department.
- Why this job: Make a real impact by helping maintain steady cash flow and minimising financial exposure.
- Qualifications: Strong analytical skills and proficiency in financial analysis required.
The predicted salary is between 29952 - 36608 £ per year.
As a Credit Risk Analyst in the transport and distribution industry, you'll play a key part in assessing financial risks and ensuring strong credit control processes.
Your day-to-day work will help the business maintain steady cash flow and minimise financial exposure.
Client Details
This organisation operates in the transport and distribution industry.
Description
Opening and renewing customer credit accounts having analysed the Experian reports and company accounts where necessary.
Reviewing the '75% list' to check whether credit limits can be increased or early direct debits need to be taken.
Helping to oversee the customer account opening process and ensure customer account details are entered correctly.
Able to help and cover the sales ledger where required including
- Daily transfer of supplier electronic data files into our computer system regarding fuel drawings.
- Problem solving for errors when carrying out the task above.
- Raising sales invoices for fuel drawings.
- Provide assisitance to the credit contoller - production of early invoices, taking direct debits as required and chasing debts.
Review accounts where we taken multiple early payments to consider what further action should be taken (increase limit, close account, request deposit).
Oversee the bank reference process and help where required.
Speak to customers where required to understand poor Experian reports or accounts and make judgement on whether to keep the account open.
Learn and provide cover for other functions within the department including the following epecially:
- Monthly payroll
- Fuel margin analysis
- Stock reconciliations (weekly and monthly)
Ad-hoc accounts department tasks.
Help review customer credit accounts across other group companies. Profile
A successful Credit Risk Analyst should have
Strong analytical skills and attention to detail.
Proficiency in financial analysis and credit risk assessment.
Familiarity with accounting principles and financial reporting.
Excellent communication and stakeholder management abilities.
Confidence in using relevant software and tools for credit analysis.
A proactive approach to identifying and mitigating risks.
- Job Offer
- Competitive salary Permanent position within the transport and distribution industry
Credit Risk Analyst in Dover employer: Michael Page
At Michael Page, we pride ourselves on being an excellent employer that champions community impact through our Social Value Lead role. Our supportive work culture fosters collaboration and innovation, providing employees with ample opportunities for professional growth while making a meaningful difference in the property industry. Located in a vibrant area, we offer competitive salaries and a commitment to employee well-being, ensuring that you thrive both personally and professionally.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in Dover
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Michael Page. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst in Dover
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Michael Page.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Michael Page's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Michael Page
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Michael Page.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Michael Page will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Michael Page employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
