Digital Platform Proposition Architect in Stirling

At M&G, our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.

M&G Life is making important choices about how Sonata and other strategic platforms will support its future digital propositions for customers and advisers. We are looking for someone with the platform knowledge and commercial judgement to bring a clear, forward-looking view to those decisions, ensuring platform choices support our ambitions for digital experience and growth. As part of a small Digital Architecture team, you will help develop how we approach platform decisions across M&G Life.

The role gives you scope to build a well-informed point of view, test it with experienced colleagues, and see it influence real proposition and platform decisions. For someone who enjoys making sense of difficult choices, learning across disciplines and helping others reach better decisions, it offers unusual breadth and the chance to establish a distinctive area of expertise.

Role Summary

As a Digital Platform Proposition Architect, you will bring platform expertise into the development of our digital propositions from the outset. Working across proposition, experience, operating model and technology, you will develop a clear view of where and how our core platforms should be used, what they can enable, and the choices needed to create propositions that can operate and scale effectively. Sonata will be your immediate focus. You will advise on questions such as which needs should be met within the platform or elsewhere, what can be reused across propositions and when M&G should adopt standard platform capability rather than customise. Over time, the role will extend across other strategic platforms and the wider digital ecosystem.

You will work with colleagues across proposition, product, design and technology, as well as our platform partners, using your knowledge and judgement to provide informed recommendations, challenge constructively and influence direction. This is a business‑led role requiring strong platform and technology fluency, suited to someone who enjoys moving between strategic questions and the practical detail needed to make good decisions.

Key Responsibilities

• Develop and communicate a forward‑looking view of how Sonata and other core platforms should be used and how they should evolve across digital propositions, aligned to the wider Digital Experience strategy.
• Work as part of digital proposition development from its earliest stages, helping proposition, experience, operating model and platform capability come together before delivery commitments are made.
• Turn proposition and operating‑model needs into clear choices about standard capability, configuration, customisation, integration and reuse.
• Apply learning across programmes and identify where platform capability, integrations and proven approaches can be reused.
• Provide informed recommendations and constructive challenge at investment, design and governance decision points, influencing direction through evidence, expertise and judgement.
• Develop a cross‑platform view of how Sonata and other platforms work within the wider digital and data ecosystem, identifying the capabilities, dependencies and choices relevant to the future digital proposition strategy.
• Use knowledge of the Sonata roadmap, market practice and M&G’s future needs to influence platform choices and contribute to the strategic vendor relationship.

Core Competencies & Attributes

• An understanding of how customer and adviser needs, proposition design, digital experience and platform capability combine to create a viable proposition.
• The ability to structure ambiguous problems, weigh evidence and turn complexity into clear choices and recommendations.
• Sound commercial judgement, balancing value, cost, reuse, risk and future flexibility.
• Strong commercial, proposition and operating‑model understanding, combined with the platform and technology fluency to challenge design, integration and vendor choices credibly.
• The ability to influence across business, technology and vendors through judgement, evidence and constructive challenge rather than formal authority.
• A view beyond an individual programme, identifying patterns, dependencies and opportunities across propositions.
• An understanding of how regulatory and market change, including Consumer Duty, affects proposition and platform choices.

Experience & Knowledge Essential

• Experience applying proposition and architecture thinking to connect business needs with platform capability, gained through platform or proposition consultancy, solution design, proposition or product strategy, or a related strategic role.
• Strong practical knowledge of Sonata and how it is configured, integrated and used to support life and pensions propositions.
• Experience shaping the use of a core or SaaS platform across products, propositions or services, rather than solving only for one delivery at a time.
• A strong record of framing complex problems, assessing options and making pragmatic recommendations on standard capability, adaptation and reuse.
• Experience influencing decisions across business, product, technology and external platform or vendor partners.
• Experience of working in a regulated financial services environment, with an understanding of Consumer Duty or equivalent customer‑outcome requirements.
• Clear written and verbal communication, with the confidence to work across specialist and senior stakeholder groups.

Desirable

• Experience gained within a platform provider, systems integrator or consultancy delivering life, pensions or wealth platforms.
• Knowledge of UK life, pensions and investment propositions across advised and direct channels.
• Experience influencing a strategic vendor relationship or product roadmap.
• Familiarity with digital delivery approaches.

Department and team

Department and team: Digital Experience – Digital Architecture. Job level: Manager / Expert. Role reports to: Lead Digital Proposition Architect. Number of Direct Reports: 0. Location: Edinburgh or Stirling (Hybrid - working in the office 2 - 3 days per week).

What we offer

• A valuable pension scheme of up to 18% (13% made up of employer contributions and 5% employee contributions).
• Access to our Share Save and Share Incentive Plan, alongside financial wellbeing and support services to help give you real confidence to put your money to work.
• Enjoy 38 days annual leave (including bank holidays), with the opportunity to purchase up to five extra days.
• Our Time Off When You Need It policy gives you the flexibility - to balance work and personal commitments.
• Our market‑leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - because supporting families is an important part of our inclusive culture.
• Health & Protection cover includes Private Healthcare, Critical Illness cover and Life Assurance for you, with additional family options - for peace of mind.

Company Culture & Diversity & Inclusion

We welcome applications from people of all backgrounds – across gender, ethnicity, age, disability, sexual orientation and more – including neurodivergent individuals, career returners and those with military service experience. M&G is proud to be Level 3: Disability Confident Leader under the UK Government Disability Confident employer scheme, and we welcome applications from candidates with disabilities and long‑term health conditions. We are committed to providing an inclusive recruitment process. All candidates have the opportunity to request reasonable adjustments when applying. If you need any additional support at any stage, please contact us at: careers@mandg.com.

About M&G

M&G is a leading international savings and investments business, managing money for around 4.6 million individual clients and more than 900 institutional clients in 38 offices worldwide. As at 31 December 2024, we had £345.9 billion of assets under management and administration. Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long‑term investment and savings solutions.