At a Glance
- Tasks: Support senior analysts in corporate credit research and develop financial models.
- Company: Join a leading savings and investments firm with over 175 years of innovation.
- Benefits: Enjoy a generous pension scheme, 38 days annual leave, and flexible working arrangements.
- Other info: Dynamic team environment with excellent career progression opportunities.
- Why this job: Gain hands-on experience in credit analysis and work towards becoming a Senior Analyst.
- Qualifications: Experience in credit analysis and strong analytical skills are essential.
The predicted salary is between 36000 - 60000 £ per year.
Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.
Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions. Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.
We will consider flexible working arrangements for any of our roles and also offer workplace accommodations to ensure you have what you need to effectively deliver in your role.
The Role
An opportunity has arisen for an Associate Analyst to join M&G’s Corporate Credit Research team. The team, one of the largest and most experienced credit research teams in Europe, provides independent, actionable insights to fund managers in order to aid portfolio construction. This role will be in support of our coverage in the Industrial, Transport and Utility sectors.
An Associate Analyst in the Corporate Credit Research team plays a key role on corporate coverage alongside our Senior Analysts, whilst also developing their own primary analyst skills over time with a view to eventually becoming a Senior Analyst in their own right.
Key Responsibilities:
- Supporting senior analysts on daily sector coverage & outputs (fundamentals and relative value)
- Developing and maintaining corporate and sectoral financial models
- Monitoring news flow and identifying noteworthy or material information
- Analysis of bond and loan documentation
- Providing back up coverage for senior analysts
- Building and maintaining good working relationships with fund managers
- Developing primary analyst skills over time, with the potential to take on personal responsibility for a smaller sector or sub-sectors and progression to senior analyst role thereafter
- Representing team in investment group strategic projects
- Support team with research management systems (RMS) and related data
- Use programming and business analytics to streamline workflows and improve team productivity
Key Knowledge, Skills & Experience:
- Experience in Credit Analysis/Fixed Income/Accounting
- Sector experience in Industrial, Transport and Utilities
- Progression towards the CFA or Accountancy qualifications desirable
- Knowledge and experience of bond and loan documentation desirable
- Strong interpersonal, verbal and written communication skills
- Demonstrable interest in investments and wider economic & political events
- Proactive and adaptable problem solver who is self-motivated
- Highly organised and able to thrive in a time-pressured role
- Able to work independently but collaborate both within and across teams
- Proven numerical skills, analytical curiosity and rigorous attention to detail
- Good technical skills: intermediate knowledge of at least one programming language (e.g., VBA, Python, Java, C#, SQL etc.) to support data analysis, automation and tool development
- Strong Excel skills and ideally proficient in Bloomberg
- Strong academic track record
What we offer:
At M&G, we’re committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include:
- As a savings and Investments firm we are proud to offer a valuable pension scheme of 18%, with 13% made up of Employer Contributions and 5% Employee Contributions.
- We also offer Share Save and our Share Incentive Plan, together with access to financial wellbeing and support services - to help give you real confidence to put your money to work.
- Enjoy 38 days annual leave including...
Associate Analyst - Industrial, Transport & Utility in London employer: M&gprudential
M&G is an exceptional employer that prioritises employee wellbeing and professional growth, offering a supportive work culture in the heart of London. With a commitment to flexible working arrangements and a comprehensive benefits package, including an impressive pension scheme and generous annual leave, M&G empowers its employees to thrive both personally and professionally. As part of one of Europe's largest credit research teams, Associate Analysts have unique opportunities for development and progression within a collaborative environment that values integrity and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Analyst - Industrial, Transport & Utility in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like M&gprudential. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Associate Analyst - Industrial, Transport & Utility in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to M&gprudential.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on M&gprudential's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at M&gprudential
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with M&gprudential.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at M&gprudential will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former M&gprudential employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
