Risk & Compliance Graduate (Stirling)

Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions. Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.

We will consider flexible working arrangements for any of our roles and also offer workplace accommodations to ensure you have what you need to effectively deliver in your role.

Kickstart your career with our two-year Graduate Scheme. Join us and gain hands-on experience at M&G whilst building a deep understanding of the role of Risk & Compliance within the Financial Services industry. Your journey starts on 13 September 2027 with a cohort-wide induction, blending industry-focused training with insight sessions led by our experienced professionals.

From there, you’ll embark on a programme designed to accelerate your growth:

• Business Rotations: Participate in structured rotations across teams within Risk and Compliance. Each placement will help you build technical expertise and broaden your understanding of how our business operates.
• Professional Qualifications: We’ll support you in studying for the Level 6 Senior Risk & Compliance Specialist Apprenticeship, providing dedicated study leave and resources to help you succeed.
• Professional Development: Alongside your cohort, you’ll develop essential skills via interactive workshops and self-led missions, covering topics like networking, communication, and personal brand.

To support you throughout the programme you’ll have a manager to guide your development, a buddy for day-to-day queries, and plenty of opportunities to attend insight events and grow your network across M&G.

What will I be doing? Within our Risk & Compliance function, you will play a vital role in helping M&G identify and manage risk effectively, set clear risk appetite and limits, and meet regulatory obligations. We work in partnership with the business to strengthen controls, uphold the highest standards of conduct, and deliver good outcomes for our customers. This two-year programme is designed to give you a broad, generalist view of Risk & Compliance through a mix of mandatory and optional rotations. You’ll rotate through at least one Risk team, and one Compliance team and gain hands-on experience across the function.

Teams could be:

• Non-Financial Risk: Learn how operational risks are identified, assessed, and mitigated, supporting analysis and policy reviews to help the business achieve its objectives safely.
• Financial Risk: Gain exposure to oversight and assurance activities across financial risks, from fund structures and acquisitions to balance sheet management.
• Compliance Monitoring: Conduct risk-based reviews and testing to ensure compliance with financial services rules and regulations.
• Compliance Advisory: Provide guidance on regulatory processes, policies, and controls, supporting projects and business developments.
• Financial Crime Compliance: Assist in setting frameworks for financial crime compliance and learn how investigations into fraud and other financial crimes are carried out.

This is an exciting opportunity to start your career in a function that challenges the business to own its risks, drives improvement of the control environment, and helps shape the future strategy of Risk & Compliance at M&G.

What are we looking for? We’re looking for curious minds and creative problem-solvers who are excited to shape the future of Risk & Compliance and help us build a strong control environment for our business. If you’re eager to learn, ready to collaborate, and passionate about making an impact, this is the place for you. Successful candidates will demonstrate:

• Self-motivated and collaborative, with the ability to work effectively in teams and build strong relationships.
• Analytical and critical thinkers who can form independent opinions and approach problems with curiosity.
• A proactive mindset and eagerness to learn.
• Strong analytical thinking and problem-solving skills, with attention to detail.
• Strong communication and collaboration skills.
• Ability to build and maintain positive relationships across teams and with stakeholders.

We welcome applicants from all degree disciplines and champion diversity of thought and experience.

Minimum Requirements:

• Recent Graduate, or Graduating in Summer 2027
• Candidates must have the right to work in the UK at the time of application. Please note we are unable to provide visa sponsorship for this role.

What’s the application process? We want to match your strengths, interests, and working preferences with the right teams. Here’s how the process works:

• Submit your CV.
• Complete online assessments.
• Take part in an online job simulation.
• Attend one of our assessment centres.

We’re dedicated to supporting your wellbeing and helping you thrive, both at work and beyond. Our benefits are designed to help you balance your professional and personal life and financially plan for the future. Our UK benefits include:

• A valuable pension scheme of up to 18% (13% made up of employer contributions and 5% employee contributions).
• Access to our Share Save and Share Incentive Plan, alongside financial wellbeing and support services.
• Enjoy 38 days annual leave (including bank holidays), with the opportunity to purchase up to five extra days.
• Our Time Off When You Need It policy gives you the flexibility to balance work and personal commitments.
• Our market-leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave.
• Health & Protection cover includes Private Healthcare, Critical Illness cover and Life Assurance for you, with additional family options.

We have a diverse workforce and an inclusive culture at M&G plc, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability, or long-term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks. M&G is also proud to be a Disability Confident Leader, and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions.