Head of SME Credit Risk & Decisioning

Head of SME Credit Risk & Decisioning

Full-Time 63000 - 77000 Β£ / year (est.) No working from home possible
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At a Glance

  • Tasks: Lead credit risk strategy for SME and consumer lending, balancing risk with growth.
  • Company: Metro Bank, a bank focused on authentic connections and strong governance.
  • Benefits: Hybrid working model and opportunities for impactful decision-making.
  • Other info: Join a dynamic team with a focus on innovation and career development.
  • Why this job: Shape the future of SME lending and make a real difference in the banking sector.
  • Qualifications: Experience in credit risk strategy and leadership of large teams.

The predicted salary is between 63000 - 77000 Β£ per year.

Metro Bank (UK) is seeking a Head of SME Lending to lead credit risk strategy across SME and consumer lending, balancing risk with growth and profitability.

The role covers decisioning transformation, policies, models, data capabilities, and leadership of large teams. Hybrid working is offered, with a closing date of 04-Aug-2026.

Join a bank focused on authentic connections, strong governance, and impactful credit strategies across the enterprise.

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Head of SME Credit Risk & Decisioning employer: Metro Bank (UK)

At Metro Bank, we pride ourselves on being an exceptional employer that prioritises our people and fosters a culture of collaboration and individuality. Located in the vibrant city of Manchester, we offer hybrid working options to ensure a healthy work-life balance, alongside competitive salaries and a comprehensive benefits package that includes generous holiday allowances and career progression opportunities. As the Head of Large Corporate, you will lead a dynamic team while making a significant impact on our corporate banking segment, all within an environment that values trust and authentic connections.

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Contact Details:

Metro Bank (UK) Recruitment Team

We think you need these skills to ace Head of SME Credit Risk & Decisioning

Credit Risk Strategy
Decisioning Transformation
Policy Development
Model Development
Data Capabilities
Leadership Skills
Team Management