Commercial Lending Director in Cardiff

Manage an active portfolio of Regional commercial banking customers and grow the bank with the acquisition of new borrowing customers.

Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements.

Develop and maintain active and influential relationships with key market professionals and players, representing Metro Bank’s external face to the Commercial market (customers & professionals) and building our brand and reputation in this key marketplace.

Manage all aspects of Risk, including Credit, Operational and Regulatory.

Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues.

Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites.

Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries and colleagues.

Risk is a part of everything we do. We value people who take responsibility, do the right thing for customers, colleagues and Metro Bank, and have the courage to call out any concerns.

What You Will Need

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.
• Proven track record of relationship management skills and specialist sector knowledge within commercial/corporate banking environments.
• Excellent credit underwriting skills with a track record of lending to Medium & Large SMEs.
• Track record in successfully building, maintaining and growing valuable commercial banking relationships.
• Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally.
• Experience as a Commercial Banking Director/Manager/Business Developer or equivalent.
• Experience in lending to trading businesses across sectors such as hospitality, leisure, manufacturing, logistics, food production, professional services, etc.

Our Promise to You

• Competitive salary, discretionary annual bonus and a wide range of benefits including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and colleague discounts.
• Training to ensure you succeed in your role and ample internal opportunities to progress your career (about 40% of our recruitment comes from internal promotions).
• Hybrid working options built around your role and home life whenever possible.
• Role regulated by the Financial Conduct Authority (FCA) under the Senior Managers and Certification Regime; additional checks will be carried out annually while you are in this role.

Important Footnote

Diverse teams really are the best teams. We know that candidates, especially women, may be put off applying for a job unless they can tick every box. We also know that normal office hours aren’t always doable; while we can’t accommodate every flexible working request we are happy to be asked. If you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet, give it a whirl. Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates. Good luck.