Assistant Manager - Asset Based Lending

At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long‑standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

What You Will Do

• Be responsible for supporting both the ABL Business Development and Relationship Management teams, enabling the ABL/invoice finance business to win new business and support existing customers.
• Attend meetings with ABL Business Development Directors (BDDs) to understand and learn about new business, whilst also supporting them progressing opportunities through the pipeline.
• Provide back office support to the BDDs on opportunities, including tasks such as:
• Reviewing searches for any credit or business risk, including financial crime.
• Assisting in the write‑up of AFs (Credit papers) for new and existing customers.
• Completing CRGA (risk weighting tool).
• Completing the CRA (Customer Risk Assessment).
• The review and analysis of financial statements.
• The take‑on process following successful credit sanction through to completion, including completion of the Take‑On Checklist (TOCL), interacting with any outgoing invoice financier and scheduling the transfer, updating the pipeline and liaising with relevant stakeholders.
• Assist ABL Relationship Directors, supporting them with aspects such as:
• Existing customer facility increases.
• The review and processing of BBC (Borrowing Base Certificate).
• Analysis of financial information.
• Covenant monitoring etc.
• Meeting with customers.
• Develop and maintain relationships with key stakeholders internally, such as credit, the business development team, the relationship management team, the senior leadership team and the business support team.

What You Will Need

• Experience in asset‑based lending is required for this role.
• Have undertaken a similar role where you have dealt with high volumes of work and needed to manage workloads.
• Be amazing at building relationships with a wide range of stakeholders at various levels.
• Exceptional customer service skills are a must as you will be interacting with our customers.
• Have a strong eye for detail, specifically when it comes to data protection and AML regulation.
• Have an inquiring mindset, with an understanding of a balance sheet, P&L and cash flows.
• Demonstrate that you are able to prioritise and manage workloads effectively; this role will require you to dip in and out of different applications and customers, meaning you need to understand what tasks are critical and how to handle them.
• Strong diary management is essential.
• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.

Our promise to you

We will make sure that you are well‑rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts. We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions).

Important Footnote

Diverse teams really are the best teams. We know that candidates, especially women, may be put off applying for a job unless they can tick every box. We also know that normal office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Good luck!