At a Glance
- Tasks: Lead credit risk analysis and reporting, ensuring accuracy and insightful metrics.
- Company: Metro Bank, where people come first and authentic connections matter.
- Benefits: Competitive salary, annual bonus, generous holidays, and great colleague discounts.
- Other info: Join a supportive team with a focus on collaboration and individual growth.
- Why this job: Make a real impact in banking while enjoying hybrid working and career growth.
- Qualifications: Experience in credit risk analysis and proficiency in SAS and Excel.
The predicted salary is between 50000 - 60000 € per year.
At Metro Bank, we believe the best banking experience starts with people who genuinely care. We’re not just delivering banking services - we’re building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
What you will do:
- Develop and produce monthly cross-portfolio credit risk reports, ensuring these are accurate, timely, and insightful for both internal and external audiences.
- Analyse model outputs and understand the drivers of changes and the associated impacts.
- Produce analysis and reports to support the management of the credit risk appetite framework and limits, in alignment with the Bank’s strategic and financial plans.
- Support the credit risk impairment and capital forecasting stress testing processes, to support the Bank’s annual and monthly financial planning and capital management processes and committees, including the ICAAP.
- Produce ad-hoc analysis of the Bank’s credit risk profile with focus on key Credit Risk metrics, RWAs, IFRS 9 ECL’s etc, to support senior management and risk committees in the strategic management of credit risk.
- Support production of the analysis and reporting described above, to develop tools using SAS/Excel whilst liaising closely with the Credit Risk Modelling, Credit Impairment and Data and Reporting teams to leverage existing modelling and analysis capabilities and ensure consistency and accuracy of reporting metrics.
- Ensure that analysis is accurate and that the processes developed are efficient.
- Provide direction and oversight of work produced by analysts within the team.
What you will need:
- Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.
- Experience in credit risk data analysis with the ability to work with technical data and reporting teams to produce high quality and well controlled outputs.
- Experience using SAS, Excel and other analytical tools for data analysis.
- Knowledge in developing processes and operating processes for credit risk impairment and capital forecasting and stress testing.
- Proven experience in producing credit risk reports and providing insightful commentary.
- Knowledge of lending products and credit risk measurement approaches across both retail and commercial portfolios.
- Understanding of writing credit risk policies, documentation, developing risk appetite frameworks and risk controls, and producing credit risk components of an ICAAP would be desirable.
Our promise to you:
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!
Manager - Insights and Strategy employer: Metro Bank Plc
At Metro Bank, we pride ourselves on being an exceptional employer that prioritises our people and fosters a collaborative work culture. With a focus on individual growth, we offer extensive training and internal promotion opportunities, ensuring that your career can flourish alongside a competitive salary and generous benefits package. Our hybrid working model allows for a balanced approach to work and life, making Metro Bank a truly rewarding place to build your career in the heart of the community.
StudySmarter Expert Advice🤫
We think this is how you could land Manager - Insights and Strategy
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Metro Bank. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by knowing your stuff! Dive deep into credit risk analysis and be ready to discuss how your skills align with what Metro Bank is looking for.
✨Tip Number 3
Show off your analytical skills! Bring examples of your past work with SAS and Excel to the table. Demonstrating your experience can really set you apart.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed and shows you're serious about joining the Metro Bank team.
We think you need these skills to ace Manager - Insights and Strategy
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the job description. Highlight your experience in credit risk data analysis and any relevant tools like SAS and Excel. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about the role and how your background aligns with our values at Metro Bank. Remember, we love authenticity and genuine connections.
Showcase Your Analytical Skills:Since this role involves a lot of data analysis, make sure to include examples of your analytical work. Discuss any reports you've produced or insights you've provided that have made an impact. We’re keen to see your thought process!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team at Metro Bank!
How to prepare for a job interview at Metro Bank Plc
✨Know Your Numbers
Make sure you brush up on your credit risk metrics and data analysis skills. Be prepared to discuss specific examples of how you've used SAS or Excel in previous roles to produce insightful reports. This will show that you not only understand the technical side but can also apply it effectively.
✨Showcase Your Collaboration Skills
Metro Bank values teamwork, so be ready to talk about how you've worked with different teams in the past. Share examples of how you’ve liaised with data and reporting teams or portfolio management teams to achieve a common goal. Highlighting your ability to build authentic connections will resonate well.
✨Understand the Bigger Picture
Familiarise yourself with Metro Bank’s strategic goals and how the role of Manager - Insights and Strategy fits into that. Be prepared to discuss how your work can support the bank's financial planning and capital management processes. This shows that you’re not just focused on the numbers but also on the overall impact.
✨Prepare for Scenario Questions
Expect questions that ask you to analyse hypothetical credit risk scenarios. Practice articulating your thought process and how you would approach these situations. This will demonstrate your analytical skills and your understanding of credit risk management, which is crucial for the role.
